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Pet Friendly Home by Homecheck

For many, welcoming a pet into the home is as joyous and significant as bringing home a new baby from the hospital.

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For many, welcoming a pet into the home is as joyous and significant as bringing home a new baby from the hospital. Pets easily find their way into our hearts with their playful antics and friendly companionship. When you decide you are ready for the responsibility of caring for a pet, it is imperative that you are willing to make adjustments to your living space. Preparing your home, pantry, and yard for your new pet is important to their well being and your ease of mind. This article offers pointers to those who are considering adopting a companion animal, or those who already have pets. Although the article focuses primarily on cats and dogs, many of the tips will work for most four legged friends. The tips may seem like common sense, but it may slip your mind to check for commonplace hazards when a new pet is underfoot exploring its' new surroundings. Many times we take for granted that things are safe or would be of no interest to animals. However, that adorable puppy running down the hall with toilet paper streaming behind him would beg to differ!

Part I: Preparing Your Home

When bringing a new pet home, the last thing anyone wants to think about is cleaning and proofing their home. However, taking a little time to do so will prevent headaches and possible heartaches. It will keep your pet, your prized possessions, and your sanity intact. This is true whether you are bringing home a new pet or adjusting an older one to a new home. Or, perhaps you find yourself in the unfortunate situation of losing possessions to a pet who has never had boundaries set up in the home. Whatever your reason, these tips will help proof your home for the new, old, and mischievous pets in your life.

Think Below the Knees
Get down on all fours and look around at the same level as your pet. There is a whole other world down at their viewpoint!

  • Think low! Remove objects on low shelves, coffee tables, and anywhere else that is easy access. Anything destructible, such as paper, books, anything made of cloth (i.e. laundry). It is much easier to 'chew train' a pet if they do not learn a bad habit of "where to look" for destructible goodies when you aren't looking.
  • Also think about food and snacks. Don't leave pop cans, candy wrappers, crumbs or anything else on a low counter. Leaving out these delicious tidbits can easily lead to "counter surfing".
  • Since kittens and ferrets may actually have the ability to walk on your counters, make certain to keep an eye on them when cooking. You may have food on the counter and the stove burners on - both can be dangerous. If you are a messy chef you may have a very happy kitty, but it could be dangerous if you don't keep an eye on them!
  • Speaking of food and snacks, make sure if you have smaller pets, like mice, that they are out of reach to your new puppy or kitten. Don't forget your fish - sometimes the idea that the aquarium is invincible can be tested.
  • Smokers - do not leave cigarette butts where pets may reach them. If eaten it can lead to nicotine poisoning and the filters aren't good on the digestive system.
  • Children's toys can be great fun for pets too! Make sure your kids realize they may loose their toy if it is left out and unattended. Also many toys may have small parts or can be easily broken into small parts by your pet which can be dangerous.
  • Overall keep you place picked up of daily messes. For example: Newspaper whether read or not is still fun to shred and eat. (Same goes for the mail!) Just got home from shopping? Put away the bags! Plastic bags can be either chewed and swallowed (pups) or can suffocate some pets accidentally (kittens & ferrets).
  • Sometimes pets will eat something that will require surgery to remove. Small objects to watch out for include rubber bands, balloons, beads, buttons, Q-tips, sewing needles, thread, staples, string, pantyhose and coins - to name a few!
  • Medication should never be left around the house. Make sure it is secure - just like with children!
  • Keep heating vents covered. Many pets love to snuggle up to these and you don't want your pet falling in.
  • Smaller pets like ferrets should be blocked off from holes and other hideaways - you don't want them to find a comfy spot and not come out! Also be certain to check under recliners before moving them as your pet may find it a nice place to hide out.
  • Plants should be moved to higher ground or blocked. Watch out for vine plants that your pet might grab and bring the whole thing down. * Some household plants are poisonous to pets. Here are a few: aloe verra, amaryllis, caladium, holly berries, lilies, mistletoe, mums, and poinsettias. For a complete listing check out the Poisonous Plants resource links.

Playtime
Unless they are sleeping, or eating, they are playing!! Some tips to make this non-stop action fun and safe for both of you!

  • Keep an eye on your pet at play with certain toys. Some toys don't hold up to your pets hunting prowess and become shredded in no time. Toys with squeakers are fun but many pets will work hard to remove them if your not watching. Just keep in mind if you are in the other room, you may never see them devour their cut up prey! A solution would be have toys for when you can see them and more durable toys for when they are in the yard, other room, or you are not at home.
  • Also watch older toys. If they don't fall apart they may actually be warn into sharp edges, don't let your pet play with damaged toys, they can cut themselves easily. Look before you step when playing with all our small pets. Try this pattern "Turn, Look, Step"
  • Some small animals such as rabbits are chewers and it normal to give them various chew toys such as: Cardboard boxes, empty oatmeal containers, bird toys, cardboard paper towel rolls, things to shred. Try to keep them away from your wooden furniture - they love wood! Instead wood sticks are available at pet stores.

Road Blocks
If they can't reach it, they can't eat it, scratch it, or all out destroy it!

  • Don't forget the garbage! Take the garbage outside or make sure you can close it away in a closet/room where pets cannot reach it. Not only will they make a mess rifling through all the goodies they can also hurt themselves if there are any rough objects they rifle through.
  • Keep some rooms closed. It is perfectly reasonable for there to be certain rooms that pets may not visit unless supervised. One obvious choice would be the bathroom (remember that puppy running down the hall with toilet paper - cute - but after the 20th time said pup turns from cutie to lil'-demon). If you don't have a door to a particular area look into getting a child gate or blocking it off with other materials.
  • If you have a mixture of pets you may not want them to be able to access certain areas of each others space. A prime example is keeping kitty litter from dogs, some seem to find the "deposits" tasty snacks. In this instance you can set up a roadblock for the dog that the cat can still easily climb over.
  • If your pet is especially good with its nose or paws you may want to get childproof latches. They will work well to keep them out of lower cabinets in your home.
  • Keep the lid down on the toilet, especially if you use strong cleaners. Small, curious pets may fall in and pets taking a drink can be poisoned by cleaners - some of them even contain anti-freeze!
  • Speaking of cleaners, here are some examples of cleaners that are really dangerous to your pets (to name a few!): ammonia, bleach, disinfectants, drain cleaner, oven cleaner, paint, rat/bug poison.
  • Keep electric cords out of reach or secure them to baseboards. When first home keep an eye on where your pet is at all times. Some may try chewing on the cords. You can deter this with a taste deterrent like "Bitter Apple", a mix of vinegar and water, or hot sauce. Or even better, block access to them altogether.
  • Speaking of cords, watch those drapery cords as well. Tie them up so all your window treatments aren't pulled to the ground.
  • Many animals are attracted to fire. The light of a candle or the heat of a fireplace will peak their interest. Make sure candles are never left unattended. For the fireplace make sure Fluffy knows just how close they are allowed to get for a good snooze - warm is good, singed is bad.
  • Keep the upstairs windows and any cellar doors shut. Young pets are just like children with their curiosity but can easily misstep and fall.
  • Be careful when working in the garage. It is best to keep them out and make sure you clean up thoroughly! Such toxins like anti-freeze are very lethal to pets - a drop the size of a dime can be lethal! (You hear a lot about anti-freeze, not only is a small amount incredibly lethal, anti-freeze is also sweet smelling and tasting to pets - they will seek it out!!)
  • Watch our for open dresser drawers, closets and other nice dark places, kittens are especially curious and many are drawn to these make-shift dens. Have you heard about the kitten jumping in the dryer? Its not a urban legend, be alert and check before you shut the door.
  • Another warm place kittens like to snuggle is on a car engine. If your kitten has access to your car (or the neighborhood cat for that matter) it may help pound on the hood of your car and honk you horn. If you don't want to do this every day try to limit access to your car.
  • One of my favorite words of advice when watching out for the sleeping kitten: "Locate your kitten before you sit down on the sofa or use the recliner." (Of course, depending on your house rules, that may go for your other pets too!)

Holiday Playground
The holidays are fun for everyone - including your pets!

  • Decorations should be up high or in rooms that pets have limited access.
  • Any holiday lights should be treated the same as other electrical cords. Get it out of the way or secured so your pets don't accidentally trip over them. Also keep a lookout and make sure they do not chew on them; again a taste deterrent like "Bitter Apple" will work.
  • Other holiday items to keep from you pets include: metal ornament hooks, popcorn strands, tinsel, angel hair (it is spun glass), and decorative artificial snow or tree flocking - to name a few.
  • Don't forget that holiday plants like holly berries, mistletoe, and poinsettias are poisonous!
  • Fourth of July fireworks are fun for us but many pets find all the racket frightening. One suggestion is to have treats nearby and give them treats whenever there is "Boom!" so they associate the noise with happier things (mostly used for dogs). Another thing to keep in mind if you are leaving for the festivities, don't leave pets alone out in the backyard. They may panic and do things they normally wouldn't do like digging their way out!
  • Many holidays include house guests that are not familiar with your pet or household rules. After introducing your guest to your pet, make certain you let your guests know not to leave doors open, feed table scraps or any other important household rules. If there are a lot of guests you may want to arrange a quiet place for your pet to retreat.

Home Alone
What do they do when you leave the home? Preferably it doesn't involve eating the couch!

  • Before you leave for a long day at work it is important your pet is calm. For dogs a good walk in the morning may be necessary. For cats a little play time will help with bonus energy. Teach your pet tricks and have them perform for you before you head out. Our pets sleep more then we do and getting rid of morning energy will help them settle for a nap while your out earning money to spend on them.
  • If you have a really active breed you may want to look into a dog daycare or walking service for a couple days out of the week. Taking your dog to a pet daycare is like taking them to camp. They get to romp with other dogs and usually come home tired and ready for a good night sleep. Many find that a few days out of the week is enough to hold them over on the days in-between.
  • Crates can be lifesaver when you are gone. If you have pet that is still undergoing training and is not sure of all the rules, a crate or restricted room is a must. Cautionary tale on the restricted room - we placed one of our pups in a room in our house as we went out to get a bite to eat. There was no furniture in the room except for her crate with her toys. When we came back she had climbed the crate and chewed the metal blinds on the window and also proceeded to dig up part of the carpet!

Part II: Preparing Your Pantry

Your kitchen is not only the place where you prepare your family's meals and sometimes serve them, but it is also the most widely used area in the home chosen by pet owners to feed their pets. U.S. consumers spend more than $11 billion a year on cat and dog food, according to the Pet Food Institute. And pet food manufacturers compete for these dollars by trying to make their products stand out among the many types of dry, moist, and semi-moist foods available. Pet food packaging carries such descriptive words as "senior," "premium," "super-premium," "gourmet," and "natural." These terms, however, have no standard definition or regulatory meaning. But other terms do have specific meanings, and pet foods, which are regulated by the Food and Drug Administration's Center for Veterinary Medicine (CVM), must carry certain information on their labels. Consumers can be confident that their pets are eating a nutritionally sound food if they understand the full significance of these labels.

Pet Food Safety
When determining your pets diet, be sure to verify that all foods have been approved by the Food and Drug Administration's Center for Veterinary Medicine.

Food & Drug Administration's Center for Veterinary Medicine
http://www.fda.gov/cvm/default.html

Menu Foods Pet Food Recall
http://www.menufoods.com/recall/

Pet Food Recall Frequently Asked Questions
http://www.fda.gov/cvm/MenuFoodRecallFAQ.htm

Table Manners
Don't feed table scraps to your pets. Many times people don't realize that some foods okay for us can be toxic or hard on the system for animals. Some foods to be aware of:

Alcohol
Chicken & Turkey Bones
Nutmeg Apples (stems & seeds)
Chocolate
Onion Apricots (seeds)
Coffee (grinds & beans)
Peaches (seeds)
Avocados
Dairy Products (large amounts)
Pears
Baking Powder
Fatty Foods
Plums
Baking Soda
Garlic
Potatoes (peelings & green)
Broccoli (large amounts)
Grapes
Raisins Cherries (stems & seeds)
Macadamia Nuts
Yeast
**Tobacco, although not a food, ingestion can be poisonous

Part III: Preparing Your Yard 

Your yard should be a fun and safe place for your pet to enjoy the outdoors, and maintaining it to prevent hazards is relatively easy. Although the outdoors may not be suitable for some pets, such as birds, mice, and rabbits, and those who stay in pens or restricted kennels/runs may not be able to enjoy your yard to its fullest extent, the tips below will address pets that have more freedom. These pets roam a fenced backyard or prowl around the perimeter of your house (i.e. small dogs & cats). Read on for a checklist of ways to make your yard safe and entertaining for your pets.

Yard Maintenance
When maintaining your yard you want to keep your pets in mind.

  • When working on the yard keep pets indoors. Our dogs like to chase the lawnmower - bad idea - so they now watch from inside. Some pets may be just the opposite and try either to attack the mower or try to escape in a panic - equally bad idea. Besides the lawnmowers, trimmers, leaf blowers, chainsaws, and other loud tools should not be used when pets are around.
  • Be careful with other tools such as shovels, rakes, spades, etc. Some pets may try to "help" you do the yard work and can inadvertently be struck by these items.
  • Review the chemicals you use on your yard. Weed killers, bug killers/bait and other chemicals can be poisonous to your pets as well. Some you may still be able to use, however, you may need to let the yard sit for x amount of hours before letting your pets back out. Symptoms of poisoning usually include: vomiting, diarrhea and sometimes convulsions or unconsciousness.
  • Keep your yard clean of waste. Especially with puppies, they can get in the habit of eating their waste. Besides, you will both enjoy your yard much better if it is not covered in poo mines! For cats you should have an outdoor litter box. This will be easier to clean and prevent the cat from laying waste to your (or your neighbor's) flowerbeds.
  • Remove any ladders, tools or stacked piles (i.e. wood), etc. that young pets may try to climb or knock over. If you do keep the stacks in your yard, check that they are secure and cannot roll onto your pet. C
  • Consider carefully what you plant in your yard. Plants that can cause complications include: Rhododendron, Japanese Yew, Lilly of the Valley, Peach and Cherry Trees (pits) to name a few. See our links to Poisonous Plants for more details.
  • You may want to try to keep your yard clear of the bee family by getting rid of nests on your property. Your dog cannot escape bees flying through the yard, but cutting down their numbers may help. All dogs are naturally allergic to bee stings. Depending on the location of the sting they may have to visit the vet for medication. If it is on the mouth/head it can lead to swelling and difficulty breathing.

The Kingdom
Your pets will make your yard into their own domain. Make sure their kingdom is safe and enjoyable.

  • Check the fence of the yard for holes or gaps that may be an easy escape. Make sure your gates are locked and secured and guests and children know to do so as well.
  • It is best not to have any young pets around water unattended. If you have a pool or pond make sure to watch them around this area carefully. Some trainers even suggest teaching pets how to get out of the pool or pond early on, sort of a "Swimming 101" for the pet in case they get into trouble when your back is turned. If your pet does get into a pool, make sure they get a bath so none of the harsh chemicals can effect their skin and coat.
  • Most pets are sun lovers. If your pet likes to "sunbathe" keep an eye that they don't get too hot. Signs of heat exhaustion include: restlessness, panting excessively and drooling. The worst case scenario is the pet collapsing and eventually falling into a coma. To counter it, wrap them in a damp cool (not cold) towel and go to your vet or animal hospital.
  • In hot weather keep plenty of water. Refresh and refill it often. If you keep food outside as well make sure it does not sit too long. The heat may cause it to spoil and flies may contaminate it.
  • Make sure you have shade in your yard. You may even want to add a structure such as a doghouse for your pup to rest
  • Ask your vet to recommend a flea & tick prevention plan right for your pet. Depending on how much your pet is outside, where it goes, etc. you may need more preventive tools. It is imperative you ask your vet as many medicinal solutions are measured by your pets size, weight, age, etc.
  • Your pet may like to make or find a burrow to rest in. Block off crawl spaces under sheds or decks. You don't want them to get trapped or hurt by any debris you cannot see underneath.

Ideas for your Pet Friendly Yard
Below are just a few ideas of things you may do to improve your yard for your pet.

  • Placing markers around your yard for your dog to potty on or for your cat to scratch on can help save some of your other trees. Start by blocking the trees you want to save and place toys or treats by the markers you want them to use. Eventually you can train you pet to have a habitual like for that particular log(s)!
  • Prepare digging spots for your pets. For your dog it can be a small area of dirt and sand where you keep toys to encourage him to be there. For cats you can have one container/pot with catnip or another enticement. By keeping them interested in their designated digging spot they will learn to have fun there and leave the rest of your yard alone (most of the time!).
  • If you don't want your dog in your flower bed try a wooden or stone fence. Some dogs will learn to stay out of the area due to the road block, however you may need to supplement the roadblocks with additional training.
  • Dogs are going to do their rounds around "their" territory. This will leave worn paths in the grass. You may want to lay a nice stone path on their route to beautify it.
  • Continuing with a dogs tendency to make paths, for smaller yards you can make a maze path for them. Using placing flowerbeds and other structures you can create a winding route for them for their territorial routine.

Conclusion

Pets are a wonderful addition to the family and home. Taking time to prepare your home, pantry, and yard will make both of your lives a lot easier. It may seem like a daunting task at first, however, your pet will soon learn the house rules. You may even be able to reclaim certain areas of the house as your own once your pet matures and understands not to destroy your possessions. You, too, will learn a thing or two and will begin to naturally watch out for potential pet hazards. Eventually you won't even realize your new habits. It is simply part of the lifestyle change that happens when you adjust your life to accommodate animals in your home. Just remember to be pro-active, and you'll have far fewer headaches in the long run, with great company and lots of fun! Useful Links! | Adopt a Pet | Animal Care | Dangerous Foods | Find a Vet | | Pet Insurance | Poisonous Plants | Selecting Food | | Just for Fun | Adopt a Pet AdoptAPet.com www.adoptapet.com Millions of young, healthy, beautiful companion animals are euthanized needlessly each year because there are too many pets and not enough homes or people interested in providing food, water, shelter, medical care and LOVE to these animals. Use these resources to unite animals with loving homes. American Kennel Club www.akc.org The American Kennel Club, a not-for-profit organization established in 1884, maintains a purebred dog registry, sanctions dog events and promotes responsible dog ownership. Petfinder.com www.petfinder.org Search 193,550+ adoptable pets with our advanced search or our Quick Search. Locate shelters and rescue groups currently caring for adoptable pets. Browse our resource library and learn more about how to care for your pet. Post classified ads for lost or found pets, pets wanted, and pets needing homes. Sign up to be a volunteer to help your local shelter or rescue group. Animal Care Doctors Foster & Smith Pet Care www.drsfostersmith.com At Drs. Foster & Smith we care about the health & safety of your pet. That's why we've developed this resource for pet owners like you. Healthy Pet www.healthypet.com The American Animal Hospital Association (AAHA) is an international association of more than 33,000 veterinary care providers who treat companion animals. Established in 1933, AAHA is well known among veterinarians and pet owners for its standards for hospitals and pet health care. PetEducation.com www.peteducation.com Fulfilling their commitment to provide pet owners with trustworthy pet care information, every Drs. Foster & Smith catalog contains up to 30 articles written by the doctors about the health and care of pets. Veterinary Partner www.veterinarypartner.com VeterinaryPartner.com is here to support your veterinarian and you in the care of your companion animals by providing reliable, up-to-date animal health information from the veterinarians and experts of the Veterinary Information Network (VIN), the world's first and largest online veterinary database and community. Dangerous Foods PetEducation.com www.peteducation.com - Dogs, Cats Some foods which are edible for humans, and even other species of animals, can pose hazards for dogs because of their different metabolism. PetPlace.com http://petplace.netscape.com/ Americans spend over $10 billion dollars on pet food for our pets. Despite buying the best food available, some pets would rather eat what we eat. However, certain foods can be dangerous to your pet causing varying degrees of illness. Some food is toxic due to ingredients and some by improper cooking, storage or poor hygiene. Find a Vet Healthy Pet www.healthypet.com Use Healthypet's Hospital Locator to find a veterinary hospital near you or nearly anywhere you want to go! VetLocater http://vetlocator.petplace.com/ Access to over 26,000 veterinary clinics in the United States and 2,400 veterinary clinics in Canada. Pet Insurance Pet Assure www.petassure.com Pet Assure, headquartered in Lakewood, New Jersey, is the nation's premier pet health care organization with thousands of veterinarians in 46 states, the District of Columbia and Puerto Rico. Conceived in 1996, the company mandate is to enable pet owners to obtain quality care for their extended family members, at an affordable price. PetCare Pet Insurance www.petcareinsurance.com PetCare Pet Insurance Programs start at under $10/month. It's a small investment that will help you prepare for a secure and happy life for both you and your pet VPI Pet Insurance www.petinsurance.com From unexpected illnesses and accidents to routine care for your dog or cat, we recommend the VPI Superior Plan and Vaccination & Routine Care Coverage. For those who want minimum coverage we also offer the VPI Standard Plan. Poisonous Plants American Society for the Prevention of Cruelty to Animals (ASPCA) http://www.aspca.org Please note that the information contained in our plant lists is not meant to be all-inclusive, but rather a compilation of the most frequently encountered plants. For general information on plants not included on either list, please feel free to contact us at napcc@aspca.org. Cornell University www.ansci.cornell.edu/plants/ This is a growing reference that includes plant images, pictures of affected animals and presentations concerning the botany, chemistry, toxicology, diagnosis and prevention of poisoning of animals by plants and other natural flora (fungi, etc.). Cyber Canine www.cybercanine.com/toxicplants.htm Here are some of the toxic plants you should keep away from your pets. If you suspect that your dog might have eaten any plant that might be toxic, contact his/her vet immediately. Many common house and garden plants can be toxic to animals if swallowed. The symptoms can be diarrhea, nausea, or skin allergies. Veterinary Medicine Library www.library.uiuc.edu/vex/toxic/intro.htm This database was created by Mitsuko Williams (Veterinary Medicine Librarian, 1983-2003) in order to assist the University of Illinois veterinary students in identifying common plants that are toxic to animals. This database brings together information available in library books, plants grown in the Poisonous Plant Garden, mounted specimens of plants, and the reference notes for a toxicology course (VB320) which is taught during the fall semester each year. Selecting Food Animal Protection Institute www.api4animals.org/689.htm Commercial pet food is a great convenience for busy caregivers. You want the best for your companion animals, but with a bewildering array of foods and claims to choose from, how do you decide what's best for your animals? US Drug & Food Administration www.fda.gov U.S. consumers spend more than $11 billion a year on cat and dog food, according to the Pet Food Institute. And pet food manufacturers compete for these dollars by trying to make their products stand out among the many types of dry, moist, and semi-moist foods available. Pet food packaging carries such descriptive words as "senior," "premium," "super-premium," "gourmet," and "natural." These terms, however, have no standard definition or regulatory meaning. But other terms do have specific meanings, and pet foods, which are regulated by the Food and Drug Administration's Center for Veterinary Medicine (CVM), must carry certain information on their labels. Consumers can be confident that their pets are eating a nutritionally sound food if they understand the full significance of these labels. Just for Fun Neopets www.neopets.com Neopets® is the greatest Virtual Pet Site on the Internet. With your help, we have built a community of over 70 million virtual pet owners across the world! Neopets has many things to offer including over 160 games, trading, auctions, greetings, messaging, and much much more. Best of all, it's completely FREE!

Famous Haunted Houses

It is time to dust off one of our more popular seasonal articles - Famous Haunted Houses!

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It is time to dust off one of our more popular seasonal articles - Famous Haunted Houses! This year we have expanded our list of spooky places to visit! Have fun and enjoy!

Perhaps it wasn't the wind that slammed the door shut? Doesn't that really sound like footsteps down the hall? Or maybe it is a great marketing ploy for bed and breakfast inns and historical societies? Maybe people just enjoy the idea of hauntings? Okay, so not all of us believe in ghosts, but the stories and histories behind many haunted houses can be just as unique as their "spiritual" residents. For a little fun and change of pace, we have compiled a list of famous haunted houses and buildings in America. Dim the lights, sit back and enjoy a little Halloween-flavored fun and learn a little history too!

AlabamaSelma - Sturdivant Hall

The History: This mansion was built in 1853 for Colonel Edward T. Watts and his family as a town residence. It was later purchased by John Parkman who became President of the First National Bank of Selma in 1866. After cotton speculation ruined the bank, Parkman was arrested and was then killed in an attempted escape. His wife and two daughters sold the house to a local merchant, Emile Gillman whose family kept the home until it was purchased by the city in 1957. The house was turned into a city museum with funds from Daniel Sturdivant's estate (and why it is known as Sturdivant Hall today).

The Haunting: The young bank President, John Parkman, proclaimed his innocence and said he would fight to clear his name. Fellow citizens believed he was honest and helped him break out of jail. However, either shot or drowned, Parkman died after the attempted escape. Many believe it is his spirit that haunts the home he was forced to leave. Parkman likes to move objects around and has even been seen as a full apparition in 19th century dress. He is a benign ghost and in general just checks in on the place to see who is about.

The Viewing: Sturdivant Hall is now a museum which offers tours highlighting the architecture and furnished setting of a late 19th century home. The museum also houses a collection of paintings by Clara Weaver Parish, famously known for her stained glass at the turn of the 20th century. The museum itself is open Tues-Sat or by appointment.  C, click here for more information. To join the Selma haunted tour which includes Sturdivant Hall among other ghostly sites, take a look at the Haunted History Tour in October. More on this spooky site...http://sturdivanthall.comYouTube Video - www.youtube.com/watch?v=05SVV2fwZmc

AlaskaSeward - Jesse Lee Home

The History: This site opened as an orphanage in 1925 for rural children who lost their parents to influenza and tuberculosis. It closed after suffering damage in the 1964 Good Friday Earthquake. Today mostly the outer wall shells still stand for two buildings of the complex. Benny Benson, who designed the Alaskan state flag grew up here.

The Haunting: There are reports of children's laughter around the site and the rhythm of a jump rope. There have also been a few apparitions spotted including a small boy and a priest. However, the stories that might shed light on the reason for their attachment to this house are only speculative as they are not identified with individuals known to have died in the home.

The Viewing: The site is not open to visitors at this time. An effort is underway to reconstruct the buildings, for more information click here. More on this spooky site...www.jesseleehome.netYouTube Video - www.youtube.com/watch?v=eHCGKZ4Rujw&feature=related

ArizonaJerome - Jerome Grand Hotel

The History: Built in 1926, this building was originally the United Verde Hospital. The hospital was built to be fireproof and withstand blasts from the dynamite mining nearby. One of the best hospitals in the west, it was phased out when the mining in the area began to slow down and closed by 1950. The building stood empty until 1994; it had been a time capsule and was unchanged for 44 years. It is now being restored as a hotel with many of the rooms already completed and open for guests.The Haunting: Being a hospital, there were many patients that perished in its walls. However, there were deaths of two orderlies that many believed was murder. There is also one recorded suicide. When the building lay dormant for 44 years, locals claimed they would still see lights burning in the vacant building. Since being reopened, more paranormal activities have been noticed. The most common is for guests to feel temperature drops and hear coughing or labored breathing in empty rooms or corners of their own guestroom. One ghost is said to be a woman who died in childbirth. She is upset that her child was buried in an unmarked grave and prowls the grounds looking for the babe.The Viewing: You may stay in the hotel today. Room rates begin at $110 and go up from there. Being the highest point in the Verde Valley, it offers some great views. And if you're lucky, maybe a glance at a ghost or two! To spend the night, click here. More on this spooky site...www.jeromegrandhotel.netwww.hauntedhouses.comwww.prairieghosts.com/jerome.htmlwww.sgha.net/az/jerome/jeromegrand2.htmlBack to Top Ghost ImageArkansasFort Smith - Clayton House The History: Although built in the 1850s, the namesake attached to this home, William Henry Harrison Clayton purchased the home in 1876. By this time Clayton was a US District attorney who had a reputation for efficiently prosecuting murderers and lawless scoundrels that were giving Fort Smith a poor reputation. The Haunting: Clayton may have had a reputation for getting rid of trouble makers in town while alive, but it seems he is staying around for a little mischief. Upstairs doors slam and someone in boots stomps around. There is also a woman who appears downstairs who may be Clayton's daughter Ann.The Viewing: Today this museum offers a glimpse at elegant living in the 1880s with period furniture, landscaping and decor. For a historic tour and more information please click here. If you want more ghost stories, then try the Spirit of the Past Tour run on Friday evenings, for more information click here. More on this spooky site...www.claytonhousefortsmith.comhttp://claytonhouse.art.officelive.com/default.aspxBack to TopCaliforniaSan Diego - Whaley House The History: This house was a home, granary, court house, theater, ballroom, billiard hall, school and polling center. It was also the site where criminals were hanged before the house was built. Once built, it also had the tragic history of one of the Whaley girls committing suicide inside.The Haunting: There are many ghosts in the Whaley House. There is "Yankee Jim" who was one of the criminals hanged at the site. He now stomps around the house with a heavy step and even the first family, the Whaley's, reported hearing him in the house. Thomas Whaley, the first owner of the house has been seen lingering around the upper landing. Thomas' wife, Anna, also wanders the downstairs and the garden. There are a few other apparitions and even a little fox terrier ghost dog that is seen on occasion!The Viewing: This house is now a museum and is open for tours on most days. Their website has more details about times and price; click here for details. More on this spooky site...www.whaleyhouse.orgwww.viewzone.com/whaleyhouse.htmlwww.hauntedhouses.comBack to TopSan Francisco Bay - Alcatraz Island The History: Not a house per se, but people "lived" there right? Anyway, Alcatraz started as a military fort in 1850. It was used as a military prison and then a federal prison after 1934. In 1963 the prison was closed due to the cost of operations. As a prison, Alcatraz had a reputation of being a hard place to live in which prisoners were there to be shut away rather than rehabilitated. Punishments could be harsh such as restricted diet, solitary confinement, and hard labor. There were the now infamous solitary cells like the "strip cell" and the "hole" that even made the most hardened prisoners think twice about breaking any rules. The Haunting: This place was creating ghost stories before being shut down. Guards retell odd tales of ghosts attacking inmates or making noises. Today, there are still many haunting "hot spots" on the island. There is the utility corridor where three escapees were gunned down; this doorway is now welded shut but many say there is the sound of clanging against the door; perhaps something wants out... There are also reports of running in the corridors, voices in the cells and medical ward and screams from the dungeons and isolation units.The Viewing: Tours are available of the island and complex. Depending on the time of year, you may have to use different ferry systems to access the island. For more information click here. More on this spooky site...www.nps.gov/alcatraz/ www.cr.nps.gov/museum/exhibits/alca/www.alcatrazhistory.com/mainpg.htm www.prairieghosts.com/gpalcatraz.html www.legendsofamerica.com/CA-Alcatraz.htmlBack to TopSan Jose - Winchester Mystery House The History: Sarah Winchester, daughter-in-law of Oliver Winchester, manufacturer of the Winchester rifle, began the construction of this house in 1884 and kept the project going until her death 38 years later. The legend says she constructed the house continuously to confuse the bad spirits of those killed by the Winchester rifle. In the end it had 160 rooms, 47 fireplaces and various oddities such as doors leading to a sudden outside drop or staircases leading to the ceiling. The Haunting: Some of the ghosts are said to have been invited by Sarah Winchester as she is said to have held a séance with them every night to determine the construction for the next day. Reports of footsteps, doors closing and opening, cold spots, and other paranormal behavior have been reported. However, some skeptics in the ghost hunting world believe the mansion is more of an oddity than a true haunting ground. Guess you'll just have to go to find out for yourself!The Viewing: The mansion is open to tours today. You can select a standard tour and see 110 rooms and their various oddities and details or you can also do a behind the scenes tour to see how the house functioned. For more information click here. More on this spooky site...www.winchestermysteryhouse.comwww.prairieghosts.com/winchester.html http://mysteryhouseguide.com

ColoradoSt Elmo - St Elmo The History: St Elmo is a Colorado ghost town that was built in 1878. Originally called Forest City, this mining town reached 2000 souls at its peak. Silver, gold, copper and iron ore were all mined in the area. Starting out moral, it soon degraded to a 'Saturday Night Hangout' for the over abundance of men in the mining community. In 1890 a fire destroyed the business section of town and by 1910 the mines began to close. By 1922 most everyone had left but the affluent Stark family. They remained and tried to cash in on tourism still running the hotel and general store. Finally the post office closed (and therefore the town) in 1952. The last brother and sister of the Stark family fell into despair and she was the last of their family to die in 1960. The Haunting: After the death of the Stark family, a friend who had remained kind to them inherited their holdings in St Elmo. When their grandchildren were playing in the hotel, the doors slammed shut and the temperature radically dropped, they refused to play there anymore. Another grandchild tried to take the hotel on as a project. She started to lock away her cleaning and repair tools because they kept moving. Regardless of her efforts, the tools still appeared mysteriously in the middle of the room every morning. Annabelle Stark, the last of the Stark family to die, is said to keep a lookout for the the town from the Hotel. A skier said she saw a woman in the window who was looking off in the distance. When she followed her gaze she saw snowmobilers in the area. The skier told them that it was illegal to snowmobile in St Elmo. After they left the woman in the hotel nodded to the skier and vanished.The Viewing: St Elmo lies just west of Bueno Vista. It is considered the best preserved ghost town in Colorado and worth a stop if you are in the area. More on this spooky site...www.ghosttowns.com/states/co/saintelmo.htmlwww.ghosttowngallery.com/htme/stelmo.htmwww.legendsofamerica.com/CP-StElmo1.htmlwww.prairieghosts.com/stelmo.htmlBack to TopConnecticutNew London - Lighthouse Inn The History: Originally known as Meadow Court, this home was a summer retreat for Charles Guthrie. Built in 1902, it was turned into an Inn in 1927. Among such famous guests as Bette Davis and Joan Crawford was Harry Rodvogin, a resident artist who lived at the Inn after his old friends Bill and Al Ronnick spotted him painting portraits on the street. Rodvogin is now recognized for the paintings he created and you can see his work in the local museums.The Haunting: One guest who hasn't left is the spirit of a bride who died falling down the main stairway on her wedding day. But she is rather harmless, she hangs out in guestrooms reading a book or walks around the halls looking a bit forlorn. Strange noises are also heard around the Inn on occasion but shouldn't disrupt a good nights sleep.The Viewing: This Inn is now a resort offering such amenities as its own private beach and in-room spa services. To make your reservations, click here. More on this spooky site...www.lighthouseinn-ct.comwww.associatedcontent.com/article/682437/

DelawareBethany Beach - The Addy Sea The History: Built in 1902 by John Addy, this Inn was originally a family residence. After a wicked storm in 1927, the house was actually moved further back from the seashore. The original foundations were used as a BBQ pit and hang out until they were covered by sand over the years. John Addy was a plumbing supplier and made the Addy house and his neighbors homes some of the most efficient and convenient in the area. This made it popular when it first became a boarding house in 1935. The boarding house was run by the Addy family until it was sold in 1975.The Haunting: Room 1 had a haunted copper tub - well, until it went missing. The original Victorian tub was originally used by the Addy family. During renovations in the 1980s the tub was stored in a garage but went missing. The thief may have gotten more then they expected as the bathtub is supposedly haunted and rocks and shakes violently at times. But no fear, even with the haunted bathtub gone, there are still specters wandering the halls, random sounds and footsteps, strange whiffs of perfume and even haunting music all keeping the place "spiritually" active.The Viewing: Enjoy the Victorian trappings, walk the beach or sit on the veranda on a rocking chair - who knows, maybe the empty one next to you will rock too? To find out more about staying, click here. More on this spooky site...www.addysea.com/addyseainfo.htmlwww.addysea.com/history.htmlBack to Top Ghost ImageFloridaFort Pierce - Boston House The History: William Turpin Jones worked for the railroad and after an accident on the job was able to pay for his home, Cresthaven, in 1909. Jones used the house as collateral during the depression in an agreement with Irving Whitney. However, Whitney died and his sister Rose forced the Jones family to move out in 1932 and renamed the home Boston House. When she died in 1954 the home was rezoned by the city for commercial use after if failed to sell as a residence.The Haunting: There was a tragic shooting accident when Clifford Jones, then 10 years old, accidently shot his friend, 9 year old William Fee. However, the ghost sightings revolve around sightings of women in the window, perfume in the morning and laughter of the unpleasant kind. There have also been reports of items moving and cold spots. None of the sightings are clearly related to one event. Instead see the article by the Grim Society who reviewed the historical archives and found many of the tales of ghosts do not match the actual history of the building.The Viewing: A law firm currently occupies this old residence, sorry, no tours. More on this spooky site...http://thegrimsociety.com/2007/10/14/the-historic-boston-house/www.examiner.com/paranormal-travel-in-west-palm-beach/

GeorgiaSavannah - 17-Hundred-90 Restaurant & Inn The History: This inn was actually built in 1820, not 1790. First a boarding house and later an inn, this home has had many owners and guests. One of these guests was Anne Powell. The legend says she was unhappily married at sixteen to an Englishman. She fell in love with a German sailor who left her "in the family way." She watched his boat sail away and then committed suicide by jumping from the window, landing on the brick pavement below.The Haunting: Anne Powell is the most famous ghost, believed to haunt guest room 204 from where it is said she jumped to her death. She doesn't seem to be a menacing spirit: she sits beside the fire, lays out guests' clothes on the bed or plays pranks on guests waking them up in wee hours of the morning by setting off the radio alarm. Another ghost in the basement kitchen and restaurant doesn't like women very much and likes to shove them around. But this ghost is countered by the ghost of a merchant marine who will help the staff turn the lights off at closing.The Viewing: Savannah ghost tours stop here for a drink but you can go to the restaurant yourself and have a bite to eat. Or if you really dare, spend the night instead - ask for room 204! More on this spooky site...www.17hundred90.comwww.hauntedhouses.com/states/ga/17hundred90.cfmBack to TopSavannah - Kehoe House The History: This home was built in 1892 for William Kehoe and his family. The large family (they had 10 children!) kept the home until 1930. After that the home became a boarding house, funeral parlor, and a private residence. In 1992 the home opened as a B&B, it changed ownership in 2003, but remains an inn with a B&B atmosphere.The Haunting: The main tragedy of the house (that we know of) was the death of the Kehoe twins who died when playing around the chimney. Children can be heard running the halls and some guests have even had children check in on them in their rooms. But if you don't see the children, their mother Annie is reputed to still wander the rooms, making sure to tuck in all the guests at night!The Viewing: Why not spend the night? Ask for rooms 201 or 203. For more information, click here. More on this spooky site...www.kehoehouse.comwww.hauntedhouses.comwww.associatedcontent.comBack to Top Ghost ImageHawaiiKailua-Kona, Big Island - Hulihe'e Palace The History: This summer home for Hawaiian royalty was built by governor John Adams Kuakini in 1838 and was used until 1914.The Haunting: Different members of the royal family are said to haunt this place, both the grand staircase and the grounds. The ghosts don't mind visitors and generally keep to themselves. There is also a young boy who has been spotted, but his relation to the family, if any, is unknown.The Viewing: The palace became a museum in 1927 and is still open for limited tours which highlight the Victorian furniture and decor from the reign of King Kalakaua and Queen Kapiolani. The gift shop is also open. More on this spooky site...http://huliheepalace.com/index.htmlwww.gohawaii.com/big-island/regions-neighborhoods/kona/hulihee-palacehttp://lovingthebigisland.wordpress.com/2009/11/01/konas-fscinating-history-hulihee-palace/

Ghost ImageIdahoBoise - Old Idaho Penitentiary The History: Although not a house, this prison was the home to many inmates beginning in 1872, two years after construction began. Many of the buildings on the site were added and built by the inmates as part of their daily labor. The prison functioned for 101 years and housed both dangerous men and women.The Haunting: A fully functioning prison with isolation cells and a gallows, there are more than a few places to attract negative post mortem energies. Both the isolation cells and the rose garden (where the first gallows were located) have cold spots and apparitions. A death row inmate who committed suicide is also known to haunt the maximum security prison in a eerie green hue.The Viewing: The penitentiary buildings now house a museum run by the Idaho State Historic Society. In addition to a history of the prison and the inmates, there are also exhibits on weapons and transportation. For added fun, the penitentiary now hosts Halloween events, ghost tours and night tours. For more information, click here. More on this spooky site...http://history.idaho.gov/oldpen.htmlwww.hauntedhouses.com/states/id/idaho_state_penitentiary.cfmYouTube Video - http://www.youtube.com/watch?v=ITi8SB39J8EBack to TopIllinoisBull Valley - George Stickney House This History: George and Sylvia Stickney built this home in 1849. As spiritualists, they specifically requested the design of the home not to have square corners. It was believed the square corners could trap spirits. The family was reputed to have preformed séances regularly in their upstairs ballroom. Having 12 children, but only 3 that survived, perhaps the need to connect with the lost loved ones encouraged their continual searches into the beyond. The Haunting: The police stationed in the home today have shared stories of paranormal activity. They have heard footsteps and human voices when alone. Some have seen apparitions and had objects move on them after they left the room. Other more dramatic events such as doors opening on their own have also been seen.The Viewing: The house is registered on the National Registry of Historic Places. Efforts are underway to restore the home and eventually offer tours. However, as of today there is not much for the public to see. To prevent vandalism to the vacated structure, the Bull Valley Police Department has their headquarters on the lower floor. Take a look at the video from the Northwest Herald to see more. More on this spooky site...www.prairieghosts.com/stickney.htmlhttp://ssm.nwherald.com/northwest-herald/video/20071030StickneyMansion/stickney-mansion/http://en.wikipedia.org/wiki/George_Stickney_HouseBack to TopEquality - Hickory Hill House The History: This house was built in 1842 by John Crenshaw. Although it was illegal to own slaves in the state of Illinois, it was legal to lease slaves from slave states to work in salt mines. John Crenshaw leased slaves from nearby states to work in his salt mines. It is also said that he would kidnap free blacks and force them to work in his mines and eventually sell them into slavery. All the slaves where kept in the upstairs attic in horse stall-like cells that opened to one large corridor. John Crenshaw had a particularly nasty reputation for cruelty and abuse.The Haunting: The house opened as a tourist attraction in 1930 and many claimed to hear the rattling of chains and muffled cries from the attic. The home had the reputation that no one could spend the night. In 1978, a reporter named David Rogers was the first to spend a whole night in the house.The Viewing: Currently the house is protected by the Illinois Historic Preservation Agency and closed to the public. A grant was received in late spring 2006, hopefully it will be able to reopen soon! More on this spooky site...www.prairieghosts.com/slave.html www.illinoishistory.com/oshpage.html www.hauntedhouses.comhttp://illinoishistory.blogspot.com/2006/10/old-slave-house-closed-10-years-ago.htmlBack to Top Ghost ImageIndianaIndianapolis - Hannah House The History: This home was built by Alexander Hannah in 1858. Hannah used his basement to house runaway slaves before the Civil War. After the war he expanded the house for his new wife, Elizabeth. Four years after his death in 1895 the home was sold to Roman Oehler and the house remains owned by the Oehler family today.The Haunting: The legend is that some of the slaves seeking sanctuary in the cellar perished one night from smoke inhalation and burns after a lamp fell over. Their bodies were buried in the same cellar so the underground railroad location would not be discovered. Today cold spots, shattering glass and moaning can be heard in the cellar. A few apparitions have also been spotted. Upstairs, items move, footsteps are heard, doors open on their own and odd odors permeate the room. Even Hannah and possibly his wife have been spotted, still watching over the home and its secrets.The Viewing: The Hannah House is rented for special events and conferences today. However, overnight ghost packages are available for both inexperienced enthusiasts and professional ghost hunting teams alike. For more information, click here. More on this spooky site...www.thehannahmansion.orgwww.hauntedhouses.com/states/in/hannah_house.cfmBack to TopIowaBentonsport - Mason House Inn The History: This hotel was built in 1846 for steamboat travelers along the Des Moines River. Later, the Mason House was used as a 'holding hospital' during the Civil War for soldiers being transferred to Keokuk. It also served as a 'station' along the underground railroad. Mason House gets its name from the Mason family who owned the property for 99 years.The Haunting: Three of the owners have died in the building and there was also one murder in a guest room. In 1860 poor Mr. Knapp had been drinking and accidentally went to the wrong room. The occupant thought he was being robbed and stabbed Mr. Knapp in self-defense. The home had also been a 'holding hospital' in the Civil War and some patients may have died in the home. Also a Doctor renting a room in the 1940s died in the building. All in all, a great hangout for ghosts. The ghosts come in many forms. There are wisps of fog and cold spots to actual figures who appear and disappear from sight. There is a boy that plays tricks; he likes to rustle sheets and tug at guests as they sleep. There are footsteps, thuds and a woman in white. An abundance of ghosts and paranormal events for all!The Viewing: Today you may stay at this B&B for about $80/night ($125 if you are staying in the restored caboose!). Request to stay in the main house on the 2nd floor (rooms 5 & 7) for the best chance of paranormal dreams! Ghost Hunting 101 and 102 classes are also available about twice a year and a Halloween Ghost Walk around Oct 31st. To spend the night, click here. More on this spooky site...www.masonhouseinn.comhotels.about.comBack to TopVillisca - Villisca Ax Murder House The History: On June 10, 1912, the Moore family and two overnight guests were brutally murdered. The ax murder of two adults and six children horrified the community and its story still horrifies people today. Regardless of the unprecedented effort of police, detectives and neighboring departments at the time, the case remains unsolved to this day. The Haunting: The most common account seems to be of children's voices in the house. Things will also move unexpectedly and lamps won't stay lit regardless that there is no breeze in the home. The Viewing: Tours of the home are available through the Olson Linn Museum. They also offer night tours, but these must be arranged in advance. For current hours click here. More on this spooky site...www.villiscaiowa.comwww.prairieghosts.com/villisca.html www.villiscamovie.com/emporium.htm YouTube Video - www.youtube.com/watch?v=T54lLMJ17kkBack to Top Ghost ImageKansasKansas City - Strawberry Hill Mansion The History: Architect John G. Braecklein designed this Queen Ann style home in 1887. Margaret Cruise Scroggs and John B. Scroggs were the first to occupy the house. Margaret had surviving children in her previous marriage and her daughter Emma McFadden and her husband inherited the home in 1915. But in 1919 the home was purchased by Sister Bonaventure and turned into an orphanage for children who had lost their parents to the influenza epidemic. The orphanage remained open until 1988 and cared for over 3000 orphans. The building was then turned into a museum by the Strawberry Hill Ethnic Cultural Society who still run the property today.The Haunting: There is an unknown male ghost who haunts the third floor and will chase visitors from the ballroom. A Lady in Red haunts the house but is not associated with the families or the nuns, instead she is believed to be the spirit of a homeless woman who died under the nuns' care. Apparently she likes to join in the tours and ask questions, she usually inquires after the location of the priest's house. There are other female and child entities around the house. Sometimes music and footsteps can be heard or the scent of baby powder will fill the air.The Viewing: Strawberry Hill is now a museum celebrating Slavic immigrant history in Kansas City. It offers museum tours and the Tea Room is open on Saturday and Sunday afternoons and provide a little taste of the past. For more information and visiting hours, click here. More on this spooky site...www.strawberryhillmuseum.orgwww.hauntedhouses.com/states/ks/strawberry_hill.cfmwww.associatedcontent.com/article/379111/

KentuckyLouisville - Waverly Hills Sanitarium The History: Okay, this is not a house, but since it has such a grand reputation of being haunted, we thought to include it. Waverly Hills opened as a hospital for tuberculosis patients in 1926. Tuberculosis was a dreaded killer of the time and most of the patients who entered would die there. It is estimated that at the height of the epidemic a patient died every hour. This large complex had a long tunnel nicknamed the "body chute" where the bodies were transferred to a train at the bottom of the hill. It was covered so patients would not be disheartened by seeing the number of dead being removed from the hospital. Because Tuberculosis was not well understood, there were many experiments that occurred, some were beneficial and some were more brutal leading to tales of mistreatment and abuse. In 1982, the hospital was shut down under allegations of abuse. The Haunting: The tales of a haunting started after the hospital was shut down and allowed into disrepair. Transients, vandals and kids would break in. Stories began to spread of small children playing in the halls, lights going on when there was not power, doors being slammed, voices crying out, and various other ghoulish activities. One specific spot, room 502, is on the floor where the mentally ill tuberculosis patients were housed. This room was the nurses station where two nurses committed suicide on separate occasions for reasons unknown.The Viewing: There are tours run by the Waverly Hills Historical Society. Tours must be arranged as this is a private site and trespassers will be prosecuted. Overnight tours can also be arranged in advance. To find out more click here. More on this spooky site...www.therealwaverlyhills.comwww.prairieghosts.com/waverly_tb.html http://whsmemorial.tripod.com/YouTube Video - www.youtube.com/watch?v=1Tcl3eRoNUkBack to TopLouisianaNew Orleans - Magnolia Mansion The History: This home was built in 1857 by Alexander Harris. After Alexander died of yellow fever his widow remarried and sold the home to the Maginnis family. John Maginnis owned a cotton mill and it was whispered he was struck by lightning because of the cruel way he treated his employees. In 1939, John's daughter inherited the home and willed it to the Red Cross. The Red Cross used the home to train nurses for WWII and the Korean War. In 1954 the home was again sold into private ownership. Magnolia Mansion was renovated in 2001 and opened as a B&B in 2002.The Haunting: When renovating the home, the crew had to stop as an oily substance appeared over the walls. The owner then verbalized her plans for the place out loud so the ghosts would know exactly what she was up to. She told them she was improving the home and the ghosts would not be able to scare the guests away. This appeased them for awhile. However, ghosts are still reputed to slam doors and snuggle into bed with guests on occasion. Many guests have photos of orbs and a few extra faces from their visits as well.The Viewing: This adult catering B&B offers a great escape to any non-smoker over 21 years of age. Specializing in romance with Elopement and Wedding packages, the B&B also has fun with their ghosts offering a Romantic Ghostly Getaway Package which includes a room, treats and ghost walking tours. For more information, click here. More on this spooky site...www.magnoliamansion.comVideo - http://video.msn.com

St. Francisville - Myrtles Plantation The History: This home was built by David Bradford in 1794 but stories of haunting did not start until the 1950's. The house had a long history with many different owners. There is only one recorded murder of William Winter in 1871. However, there are many tales that are told about the home to justify the haunting. Most of these seem to be fabricated tales, but many say that is just because the house is so haunted, people needed to make up some kind of explanation.The Haunting: Among the haunting activity is the ghost of a woman in a green turban who some believe to be the ghost of a slave killed for poisoning the head mistress and her two daughters. Others claim this ghost is not a young slave but an older, unknown woman. There is also a little girl who has appeared as well as a frustrated piano player who continuously practices the same cord over and over on the old piano.The Viewing: You can dine in the restaurant, take a tour or spend the night. The choice is up to you. Click here for more information. More on this spooky site...www.myrtlesplantation.comwww.prairieghosts.com/myrtles.htmlwww.hauntedhouses.comYouTube Video - www.youtube.com/watch?v=OIMAXKBOMp8Back to TopMaineSearsport - Watchtide The History: Built in the early 1790s, ownership transferred to Brigadier General Henry Knox in 1794. He was a trusted ally to George Washington and was the first Secretary of War for the U.S. After General Knox sold the property, it went through many owners, many of them sea captains who were involved in the shipping industry of the area. The house was an inn starting in 1917 to the 1940s when it then became a private home again. In 1994, the inn reopened and is still family operated today.The Haunting: Guests and a previous owner have reported seeing phantoms in period appropriate dress floating around the home. There are reports of music heard without a "source." Footsteps have also been heard. However, the new B&B owner says there does not seem to be as much activity of late. Perhaps it was the recent remodel that chased away or appeased the spirits.The Viewing: Recently renovated, this B&B offers a great quiet getaway as well as easy access to many of the great sites around Maine. To make your reservation, click here. More on this spooky site...www.watchtide.comwww.fabuloustravel.comBack to Top Ghost ImageMarylandFrederick - Schifferstadt The History: This German colonial house was built in 1758 by Joseph Bruner. Built during the French and Indian War, the house was made to double as a refuge for colonials in the country. Originally tenant farmers and recent immigrants from Germany, the Bruner families and others like them fought to be able to purchase their land from crooked landlords. They eventually prevailed. The home would remain a family residence until it was sold to the Frederick County Landmark Foundation in 1974. The Haunting: Although apparitions are not reported, the sound of footsteps and activity can be heard. Interestingly, voices have been heard in English and, of course, German!The Viewing: Today the museum highlights early German colonial life and the experiences during the French and Indian War. The museum is open on Saturdays or by appointment. Although the museum hosts special events, most of them are historical and cultural - why not enjoy Oktoberfest while peaking for ghosts? More on this spooky site...www.frederickcountylandmarksfoundation.org/fclf_schiffgen.htmlwww.hauntedhouses.com/states/md/schifferstadt.cfmBack to TopMassachusettsFall River - Lizzy Borden House The History: As with so many haunted homes, this story begins with a murder. On the morning of August 4, 1892, Andrew and Abby Borden were murdered by ax in their home. Their eldest daughter, Lizzy, was tried and latter acquitted of the murders. However, she was ostracized from the community for the rest of her life. Some consider that she had a split personality, even those close to her recall erratic and violent behavior. And of course there was the creation of the rhyme:Lizzie Borden took an axGave her mother forty whacks;When she saw what she had doneGave her father forty-one!The Haunting: There is a strange woman who tucks guests into bed and perhaps the same woman can be heard weeping in the night. Objects move on their own and electrical equipment such as lights and cameras have some interference. Many claim the most active room is Lizzy's old bedroom - which you can stay in if you want...The Viewing: The home is now a bed and breakfast. You may spend the night, take a tour or even spend a weekend at Ghost Hunter University! To find out more, click here. More on this spooky site...www.lizzie-borden.comwww.hauntedhamilton.com/gotw_lizzieborden.html www.prairieghosts.com/lizzie.htmlBack to Top Ghost ImageMichiganMarshall - National House Inn The History: Originally as stage stop between Detroit and Chicago, this inn was built in 1835 by Colonel Andrew Mann. The inn continued to serve passengers as a railroad hotel until business slowed and it was sold and turned into a windmill and wagon factory. In 1902 the inn was converted into apartments and during prohibition offered a secret room to buy and consume alcohol. By 1976 the building was in need of repair and was remodeled into a bed and breakfast.The Haunting: This inn is still the home to a lady in red. Her connection with the place is unknown but she likes to make her presence known by popping up on the living now and again.The Viewing: The oldest inn in Michigan still operates today as a bed and breakfast. Although not promoting their ghosts, they offer weekend getaway packages as well as a historical home tour. For more information on spending the night click here. More on this spooky site...www.nationalhouseinn.comwww.hauntedhouses.com/states/mi/national_house_inn.cfmBack to TopMinnesotaSt. Paul - Forepaugh's Victorian Mansion The History: Joseph Forepaugh had the home built in 1870 for his family. It is rumored he had an affair with one of the servants, Molly, who hung herself after they broke it off. Joseph later also committed suicide, rumors stating that it was his loss of Molly driving him into depression.The Haunting: Molly is still seen floating about the mansion. She seems to reside on the 3rd floor but enjoys coming down and checking out wedding events on occasion. Although Joseph shot himself in a nearby park, he is said to wander the mansion as well.The Viewing: Today the home has been renovated and turned into a nice French restaurant. Weddings are also popular at the mansion. To find out more, click here. More on this spooky site...www.forepaughs.comwww.hauntedhouses.comwww.prairieghosts.com/forep.htmlBack to TopMississippiNatchez - Monmouth Plantation The History: Originally built in 1818, the mansion was purchased by General Quitman, a Mexican War hero, in 1826. The home was almost burned to the ground during the Civil War when the Union won this area of Mississippi. However, Quitman's daughters pleaded loyalty to the Union to save their home (their father was a staunch secessionist). The house stayed in the family until 1914. The home then went into disrepair until it was recently restored after 1978.The Haunting: The General himself stomps around the halls and makes many feel his presence as guests and staff cannot shake the thought that someone is staring at them. He also shows up as a specter to let all know he has an eye on things. Since the new owners have restored the home to its antebellum decor, there seems to be less stomping by the imposing General.The Viewing: Regardless of the haunts, this hotel offers luxury accommodation and a great escape. To find out more, click here. More on this spooky site...www.monmouthplantation.comwww.hauntedhouses.com/states/ms/monmouth.cfmBack to TopMissouriSt. Louis - Lemp Mansion The History: This house was purchased by William Lemp around 1864 to use as a residence and office for the family brewery. William's father had used a family recipe/method to create a lager beer. This beer quickly became popular and William's father abandoned his grocery store to become a full time brewer. The beer continued to be made by the family until 1922 when family mishap and prohibition forced them to shut down and sell for good. The mansion itself has a sorrowful history with one brother dying under mysterious circumstances and three other men of the family committing suicide inside. The Haunting: With three suicides one can easily guess where the idea of ghosts haunting the mansion started. However, the families odd history also adds fuel to the imagination. There is the rumor that William Lemp had an illegitimate son with Down syndrome who was kept hidden in the mansion attic his whole life. He is now said to be seen haunting the mansion and has the nickname "Monkey Face Boy." Tales of haunting first started after 1949 when the mansion was sold and turned into a boarding house. Strange knocking and footsteps throughout the mansion scared the tenants away so the house started to run into disrepair. In 1975, the mansion was saved and renovated and turned into a restaurant and inn. All types of sights and sounds have continued and are still reported today. The Viewing: Spend the night! Or take a tour if you're too scared... The mansion is a bed and breakfast that offers tours and a restaurant to those who don't want to spend the night. They also host a Halloween Party and Murder Mystery Dinner Theater. To find out more click here. More on this spooky site...www.lempmansion.comwww.legendsofamerica.com/MO-LempMansion.htmlBack to TopMontanaPray - Chico Hot Springs Resort & Day Spa The History: In 1894 Percie and Bill Knowles inherited a home near the hot springs and opened their doors as a boarding house as there were not any accommodations in the area yet. They built a hotel in 1900. In 1912, Percie teamed with Dr. Townsend and turned the hotel into a hospital. It would remain a hospital until the 1940s when it would begin to change hands. In 1974, it was renovated and again opened as a B&B.The Haunting: There is a woman in white who likes to wander the halls and spook the security guards. She also likes room 349 where she makes sure the rocking chair is always facing the window. Many think it is Percie making certain everyone is minding their manners and running her hotel/hospital efficiently. The Viewing: Relax your spooked nerves in the day spa or natural hot springs. Or get some more adventure on a trail ride or a dog sled trek in the winter. To find out more, click here. More on this spooky site...www.chicohotsprings.comwww.chicohotsprings.com/publications/big_sky_ghosts.htmlwww.spiritsociety.org/report.php?HauntID=65Back to Top Ghost ImageNebraskaOmaha - White House Apartments The History: Part of the Little Italy neighborhood, this home was built at the turn of the 20th century. Before being converted to the apartments it still is today, this Victorian home was also altered into a hospital for a while.The Haunting: A woman in white supposedly still lives here and keeps the new residents company.The Viewing: These apartments are still listed as low income housing, a.k.a. private property so enjoy from a distance. More on this spooky site...www.hauntedhouses.com/states/ne/white_house_apartments.cfmBack to Top Ghost ImageNevadaCarson City - Abraham Curry House The History: Abraham Curry was the founder of Carson City and was involved with everything from the mint to acting as prison warden. It is convenient then that the sandstone for his home built around 1869 was quarried by the prisoners. Curry died shortly after the building was complete.The Haunting: Curry was not ready to leave the house so recently built before his death so he has stayed on. He has been seen as a full apparition and appears to be looking for someone before he disappears again.The Viewing: Sorry, not going to happen; this home is now a law office. More on this spooky site...www.nps.gov/nr/travel/nevada/abr.htmwww.hauntedhouses.com/states/nv/abraham_curry_house.cfmBack to TopNew HampshireDurham - Three Chimneys Inn The History: The Three Chimneys Inn was built in 1649 as a residence for Valentine Hill. The home was used during the Revolutionary War to house munitions stolen from the British. The house stayed relatively privately owned and within about four different families. Extensive renovations were done recently in the 1990s.The Haunting: It is possible one of the ghosts is that of Hill's daughter, Hannah, who drowned nearby. Hannah seems to like to hang out in the dining areas and there is an unidentified gentleman spirit that hangs out there as well. The spirits here like to play with electrical equipment - many things just don't work in certain rooms. Furniture will be heard moving about in guestrooms where no one is staying. Also, there will be music heard from the dining rooms. The gentleman has been heard stomping around pacing and one of the spirits even shattered a water glass in the dining hall while dinner was being served.The Viewing: Although built in the 17th century, you won't have to rough it here. An elegant stay along the coast and you might get to meet Hannah as well. Click here for more information. More on this spooky site...www.threechimneysinn.comwww.associatedcontent.com/article/433780/

Ghost ImageNew JerseyCape May - The Southern Mansion Inn The History: This home was built for George Allen in 1863 and would stay in his family for 83 years. A fire in 1979 destroyed many of the southern style mansions in the area; The Southern Mansion would survive as one of the few reminders of this connection with the south. In the 1940s the home was sold and turned into a boarding house. It slowly fell into disrepair until 1994 when Bray and Wildes bought it and began restoration.The Haunting: The last of the Allen family, Ester Mercur, is believed to haunt the halls. She is a happy ghost who looks after the action in the kitchen but is also seen dancing and laughing in other areas of the home. She also wears heavy perfume. There seem to be other entities there as well but all generally polite with the living.The Viewing: Spend the night! This Bed and Breakfast offers luxurious accommodations and close access to the beach. The ghosts here are friendly bunch and might provide a little extra amusement for your dollar. For more information about staying click here. More on this spooky site...www.southernmansion.comwww.hauntedhouses.com/states/nj/southern_mansion.cfmBack to Top Ghost ImageNew MexicoSanta Fe - La Posada Hotel The History: Abraham Staab built this home along the Santa Fe Trail in 1882. His wife, Julia, became a recluse in the home after she lost her seventh child. The Nason family bought the property in the 1930s and first turned it into a hotel which it has been ever since. The hotel has enjoyed popularity with the artistic community and is credited to providing a meeting ground for the leaders of the Santa Fe Arts Movement.The Haunting: Julia is still wandering the halls of the home. She can be a bit bipolar as a ghost; one minute she is running away from visitors down the hall, the next she is throwing the glasses from the bar shelves.The Viewing: La Posada is now a luxury resort offering everything from weekend getaways to romantic weddings. For information about spending the night click here. More on this spooky site...http://laposada.rockresorts.com/www.legendsofamerica.com/nm-laposadahotel.htmlwww.hauntedhouses.com/states/nm/la_posada.cfmBack to TopNew YorkAmityville - Amityville The History: On November 14, 1974 at 3 AM Ronald DeFeo took a rifle and systematically shot his parents, two brothers and two sisters. This is the ghastly beginning of the hauntings in this Amityville home. The fame of this home spread after the ownership of Lutz family who purchased the home in 1975. They stayed only 28 days before the supernatural pushed them back out.The Haunting: At first the Lutz family noticed cold spots and muffled spots where sound did not carry well. This they could ignore as unusual but not necessarily unnatural. However, soon other events began to happen. Mr. Lutz would hear loud noises or footsteps downstairs but when he went downstairs, it was quiet and the dog would be sleeping as if nothing had happened. Mrs. Lutz began to feel the presence of an older woman and began to show increased aging as if she was becoming the old woman herself. They then discovered a small store room painted red that did not appear on the original house plans. The room had a strong odor that did not have an identifiable source and the dog was scared of the room. The mysterious events and depressing feelings of the house kept adding up until the family decided to break free. The story of the haunting has been made into movies, but Mr. Lutz considered these to be exaggerated. The Viewing: This home is privately owned. The curious are asked to respect the owner's privacy and not visit the home. It is NOT open for tours. More on this spooky site...www.amityvillehorror.comwww.ghostvillage.comwww.amityvillehorrortruth.comBack to Top Ghost ImageNorth CarolinaRaleigh - Andrew Johnson's House The History: Andrew Johnson was born in this small house in 1808. His parents kept the home as employees of the Casso's Inn; his mother was a weaver and his father a hostler and janitor. The Haunting: Instead of a person a candle is seen in the window and moves from the first to second floor with uncanny speed before being snuffed out for the night.The Viewing: Andrew Johnson's house is now part of a larger park, the Mordecai Historic Park. There are tours Tuesday thru Sunday or by arrangement for groups. For times and entrance fees, click here. More on this spooky site...http://raleighnc.gov/mordecaihttp://ncpedia.org/biography/johnson-andrewwww.hauntedhouses.com/states/nc/andrew_johnson_home.cfmbooks.google.comBack to TopNorth DakotaAnamoose - Sage Hill Bed & Breakfast The History: First opened in 1928 and known as "White School," this bed and breakfast started history as a primary school. This model school set an example for the area. It used wind power and offered students hot meals and warm showers. The teachers and bus drivers stayed on site. There were two horse barns onsite to house the horses that pulled the school bus/wagons. At its peak, there were 100 students enrolled. The school closed in 1968 because of lack of enrollment.The Haunting: Legend has it that a superintendent and student died in a fire caused by a coal burning stove. The superintendent smoked cigars and the smell of cigar smoke still hangs in the air at times. Objects like to move by themselves around here and lights and even toilets work on their own.The Viewing: Sage Hill was recently converted to a bed and breakfast by the current owners in 1996. Even remodeled, it has the feel of the old schoolhouse. Want to spend the night? To find out more, click here. More on this spooky site...http://sagehillnd.com/index.htmlhttp://hauntsofamerica.blogspot.com/2008/01/haunting-of-sage-hill-bed-and-breakfast.htmlBack to TopOhioCleveland - Franklin Castle The History: Hannes Tiedemann built this house in 1865. Unfortunately, they lost four children in a short amount of time leading to some speculation of unnatural deaths. The house architecture aids in the mystery of the house as there are secret passageways and hidden rooms throughout. There are also rumors of Tiedemann having affairs that lead to jealousy and, ultimately, to murder. One of the most tragic tales is that of Tiedemann hanging his niece to put her out of misery from her insanity or to punish her for her promiscuity.The Haunting: Past residents have heard a small child crying and heard footsteps out in the corridor. There is also claim that the tower room is haunted by the "woman in black" who can be heard choking. Lights also swing around and some objects have been moved or thrown.The Viewing: Today the mansion houses a private club restricted to members and their guests. It was rumored at one time they would eventually start tours to the building, however, nothing is posted on their website about this yet. More on this spooky site...www.franklincastleclub.comwww.prairieghosts.com/oh-frank.htmlBack to TopOklahomaGuthrie - The Stone Lion Inn The History: F.E. Houghton built this mansion in 1907. It served most of its years as a residence and later was turned into a funeral home. The only person to die in the home seems to be a young girl who died of whooping cough after receiving the wrong medicine.The Haunting: After turning this mansion into an inn, the new owners woke up at night to the sounds of footsteps and doors opening and closing. They called the police but no intruder was found. Soon after they realized they had their first "guest" who may be a small girl as she likes to take out the toys at night to play.The Viewing: Ready for some fun? From a murder mystery night or perhaps a chance to see a real ghost, click here for more information about how to stay. More on this spooky site...www.stonelioninn.comBack to TopOregonYachats - Heceta House The History: This house accompanies a lighthouse on the Oregon coast built in 1894. Many families occupied the house complex over time which included a post office, school and the light house. But it is only the keeper's house that has tales of hauntings. Many believe this is the mother of child who fell off the cliffs back at the turn of the century. The Haunting: The ghost named Rue is said to be an extra caretaker of the house. She makes it known if she is displeased with any activity in the house. One of the more humorous accounts was of her screaming in the middle of a card game, she didn't want them playing cards in her house! The Viewing: This house is now a bed and breakfast. It also has guided tours from its interpretive center. Although the current owners don't play up and advertise the ghost they have said guests have told them of strange encounters. To spend the night click here. More on this spooky site...www.hauntedhouses.comwww.hecetalighthouse.comBack to TopPennsylvaniaGettysburg - Farnsworth House Inn The History: A house was built here in 1810 and later changed to brick in 1833. During the Civil War, the Sweeney family lived in the home and the Confederates used the home as a shelter for their sharpshooters. The current owners purchased the home in 1972 and have worked on renovating the home keeping the early 19th century feel and history.The Haunting: Many ghosts haunt this home. Including Confederate soldiers who like to move furniture and stomp around the attic. Another soldier has been spotted carrying his wounded comrade to the cellar. He is heard singing to his dying friend as well. Mary, a midwife, likes to tend to anyone who is sick or distressed and may sit down on the bed next to anyone who seems to need the company. There is a small boy who died in a carriage accident out front and his grieving father who also haunt the halls.The Viewing: Whether a Civil War enthusiast who needs a place to stay or interested in meeting some of the wandering spirits, this inn will fit the bill. This inn has fun with history providing ghost stories in their tours and theater shows. To find out more, click here. More on this spooky site...www.farnsworthhouseinn.comwww.scaryplace.com/FarnsworthFacts.htmlwww.hauntedhouses.com/states/pa/farnsworth_house.cfmBack to TopRhode IslandNewport - Belcourt Castle The History: This 60 room castle was completed in 1894 as a summer cottage for Oliver Belmont. This "bachelor pad" had only one bedroom, no guestrooms and the entire first floor was dedicated to Oliver's carriage horses and their carriages. Eventually it was renovated for Oliver's new wife, Alva (formerly Mrs. Vanderbilt) who enjoyed staying at this home. Belcourt was purchased by the Tinney family in 1956 who began giving tours in 1957. The Haunting: Unlike other homes where the house holds the spirits, it is believed the ghosts at Belcourt Castle come from the numerous antiques in its' collection. The most famous is "the monk" who seems to be connected to a 17th century German woodcarving. This shadowy figure appears next to the carving and then disappears. The Gothic ballroom contains some of the most haunted artifacts including possessed chairs!The Viewing: Belcourt Castle offers a 90 minutes ghost tour for $18/person. There are also other general tours, candlelight tours and teas. For more information, click here. More on this spooky site...www.belcourtcastle.orgwww.quahog.org/attractions/index.php?id=1031www.associatedcontent.comBack to TopNewport - Castle Hill Inn & Resort The History: The location for Castle Hill originally had a watch house as early as 1740 when it was used to watch the sea for ships during the war between Britain and Spain. The Americans used the same location during the Revolutionary War to bombard British ships as they passed. In 1874, Alexander Agassiz, an explorer and scientist settled here to better study the marine life. It was not only his home but a lab that housed research students as well.The Haunting: There is a girl spirit here who may have some connection to the original owner, Agassiz. She throws a bit of a tantrum now and then and has trashed some of the china on occasion.The Viewing: This inn offers a luxury escape on the coast. For more information, click here. More on this spooky site...www.castlehillinn.comBack to TopSouth CarolinaCharleston - The Battery Carriage House Inn The History: This house was built in 1843 for Samuel Stevens, a prominent lender in the area who helped local cotton farms finance their farms. In 1870, after the Civil War had ended the local wealthy in Charleston, Col. Lathers (of the Union Army), bought the home and had it remodeled to the current New York fashion, Second Empire. However, Col. Lathers was told he wasn't welcome in Charleston and sold the home in 1874 to Andrew Simonds, the great-great grandfather of the current owner.The Haunting: There is a gentleman ghost who may be the son of a former owner who jumped off the roof to commit suicide. But he is a gentle ghost and just seems to enjoy the company. There is also a headless torso who makes many feel threatened by his creepy appearance and moaning. He might be the ghost a pirate as some were executed close to the hotel. However it is just as likely he is a soldier from the Civil War. Some guests report seeing energy orbs or have electronics turn on when they are really off. Overall it seems rooms 8 and 10 have the most activity.The Viewing: The owners of the hotel have not seen any of the ghosts themselves, but they don't mind if you want to try and catch a glimpse for yourself. Click here to find out more. More on this spooky site...www.batterycarriagehouse.comwww.batterycarriagehouse.com/ghosts.htmwww.hauntedhouses.com/states/sc/battery_carriage_house.cfmBack to Top Ghost ImageSouth DakotaDeadwood - Adams House The History: This home, built in 1892, came after Deadwood's colorful mining camp days. Harris and Anna Franklin had the home built and their family stayed in it until 1920 when it sold to W.E. and Alice Adams. This is the same W.E. Adams who started the first museum in Deadwood in 1930. His second wife, Mary, closed the door on Adams House after his death in 1934 and left everything intact; the house was a time capsule of everything from books on the shelves to cookies in the cookie jar. In 1987 the home was remodeled as became a bed and breakfast until it was sold to Deadwood’s Historic Preservation Commission in 1992.The Haunting: Of course this home didn't change much when closed up so W.E. Adams has continued to feel right at home in the afterlife. Rumors state that his widow heard his ghost walking around before she decided to leave. Cigar smoke can be smelled on the second floor and from time to time a tour will see objects move on their own.The Viewing: Now a museum, you can learn about Deadwood's history at the same time you peak for spooky apparitions. For more information on times and cost, click here. More on this spooky site...www.adamsmuseumandhouse.orgwww.hauntedhouses.com/states/sd/adams_house.cfmBack to TopTennesseeNashville - The Hermitage The History: Andrew Jackson purchased this farm and acreage in 1804 from his friend Nathaniel Hays. Using slave labor, he turned the 1000 acres into a grand plantation producing cotton, crops for local use and race horses. From 1829-1837, Andrew Jackson served as the 7th President of the United States. After serving office he returned to the Hermitage where he later died and was buried in 1845. President Jackson's son tried to keep the Hermitage together but in the end had to start selling portions of the now 1050 acre plantation. It was considered by the U.S. Congress whether to turn the Hermitage into an extension of West Point as a military academy. However, this was not adopted. By 1889 the Hermitage was in disrepair. The Tennessee Ladies Hermitage Association (LHA) formed and spearheaded the effort to save the landmark. They were able to get 25 acres which included the main mansion and other historic buildings. The other remaining 475 acres were given to the Tennessee Confederate Soldiers' Home and made into a hospital. When the hospital shut down in 1933, all 500 acres were returned to the LHA. The LHA continued to regain the land of the Hermitage and bring it under their care and restoration. Today, 1120 acres are run under the Hermitage as both a Historic landmark and Wildlife area.The Haunting: It is said that as the plantation fell into disrepair, the spirits became angry and restless. Caretakers refused to spend the night there. The ladies of the LHA would soon find out why when they decided to rotate staying there until a watchman could be hired. Loud noises kept them awake at night. One being of Andrew Jackson himself riding his horse on the stairway. The kitchen was also a ruckus with pots and pans pounding. In the morning they could see that nothing was disturbed. Other apparitions that have been seen are of slaves who are still bound in chains to the property.The Viewing: Today you can visit this museum which includes access to the Andrew Jackson Visitor Center, Hermitage Mansion, and Hermitage Grounds and Gardens. To find out more, click here. More on this spooky site...www.thehermitage.comwww.hauntedhouses.com/states/tn/hermitage.cfmwww.prairieghosts.com/hermitage.htmlBack to TopTexasAustin - Driskill Hotel The History: Jesse Lincoln Driskill opened this hotel in 1886. The hotel was grand and luxurious, funded by his success as a cattle baron. In 1888, the family lost its fortune due to drought and a cold winter that killed most of the cattle. The hotel then changed from owner to owner with the most recent change of hands in 1995. The Haunting: Driskill is claimed to still wander the hotel, puffing cigar smoke while he turns lights on and off. There is the ghost of a small girl, the daughter of a senator, who was left unattended and fell to her death while playing with her ball - she can still be heard bouncing the ball today. The Viewing: The hotel today offers all kinds of pampering. To find out more about staying, click here. More on this spooky site...www.driskillhotel.comwww.austinghosttours.comwww.hauntedtexas.comBack to TopUtahSalt Lake City - McCune Mansion The History: This mansion was built in 1900 by a railroad tycoon named Alfred W. McCune. After leaving for California in 1920, the McCune's donated the mansion to the Latter-Day Saint Church. It was then turned into the McCune School of Music. It later became a Brigham Young University Salk Lake City Center and Virginia Tanner Modern Dance School. In 1999 it was purchased by Phil McCarthy who worked to restore the mansion and open it as a hotel.The Haunting: Music is said to still haunt the McCune halls. A small room under the stairs was used by the McCune's as a stage for hired musicians. The whole house would be filled with music but their guests did not know from where it came. It is said this music still fills the air from here. Other happenings include doors locking that are not fit with locks, doors opening on their own and lights going on and off on their own.The Viewing: You can schedule a tour of the mansion through the Utah Heritage Foundation. To find out more about spending the night, click here. More on this spooky site...www.mccunemansion.comwww.hauntedhouses.com/states/ut/mccune_mansion.cfmwww.prairieghosts.com/mccune.htmlBack to TopVermontStowe - The Green Mountain Inn The History: This home was built in 1833 by Peter Lovejoy. The home changed hands and became a hotel in the later 19th century. Mark Lovejoy purchased the hotel in 1893 and renamed it The Green Mountain Inn. The inn stayed in service while having many different owners. In the 1980s massive renovations were done including the addition of clubhouses and townhouses with luxury suites.The Haunting: A tap dancer named Boots Berry haunts the third floor of this inn. Born in 1840, Boots was actually born in the servants quarters - now hotel room 302. He gained local notoriety after he stopped spooked horses from running away with the stagecoach. Boots was treated to one too many drinks and became a bit of an alcoholic and lost his job at the inn. Boots left the area and, as legend has it, was arrested in New Orleans where he learned to tap dance from his cellmate. After a life of a traveling vagrant he returned penniless. During a winter snow storm a girl was stranded on the roof of the inn. Since Boots was familiar with the area (right above the same servants quarters) he found a way to her and helped her to safety. He however slipped and fell to his death. Now it is said during winter storms you can hear Boots tap dancing on the third floor.The Viewing: There is lot to do in the area and at the inn itself. Ice cream, chocolate and wine tasting - yes please! Click here to find out more. More on this spooky site...www.greenmountaininn.comwww.greenmountaininn.com/bootsberry.htmlwww.associatedcontent.com/article/408542

Ghost ImageVirginiaYorktown - Moore House The History: The land was first inhabited by colonists in the 1630s but the home was likely built in the 1730s when it, along with 500 acres, was called Temple Farm. Augustine Moor purchased the property in 1760. During the siege of Yorktown in 1781 he and his family fled the area. In their absence, their home was used to negotiate the surrender of British troops with General George Washington. After the Revolutionary War the house changed hands frequently. During the Civil War it was damaged. In 1881 the house was refurbished to celebrate the centennial of the British surrender at Yorktown. In 1931 another round of restoration by the National Park Service (one of the first of its kind), restored the house to its former condition.The Haunting: It seems that Augustine Moore Jr. still sleeps in the beds and can be also felt following group tours around the house. There may also be other entities as other areas of the house also show ruffled sheets or depressed cushions from unseen loungers. Perhaps these ghosts are just a bit tired.The Viewing: The Moore House is now part of the Yorktown Battlefield National Park. You can tour the park for a nominal fee, for more information click here. More on this spooky site...www.nps.gov/york/historyculture/moore-house.htmwww.hauntedhouses.com/states/va/moore_house.cfmBack to TopWashingtonLakewood - Thornwood Castle The History: Thornewood Castle was built for Chester Thorne, a successful founder of the Port of Tacoma. This Tudor/Gothic estate was completed in 1911. Inspired by the estates in Britain, the stained glass windows were even imported from a castle in Europe. The castle has many different imports that add to the structure and contents of the building. One of the more interesting aspects is the "wishbone sticks" left by the Native American workers who helped in the construction. These sticks help to ward off evil and are found at the foundation in the basement.The Haunting: There are multiple photographs taken of orbs throughout the castle and reports of objects moving on their own. Tape recorders have picked up voices, one of an unknown child. One child did drown in the lake and is said to haunt its shore, perhaps they visit the house as well? Overall, the spirits at Thornwood seem to be a good natured sort. There is not a violent history attached to this home. Although the wife of Mr. Thorne is said to haunt the halls, this is more because she likes the place rather than she is out to get anyone. In fact, some believe Thornwood Castle acts as a vortex and can attract ghosts from the other side. Some guests have reported making contact with loved ones from their lives who have no connection with the castle.The Viewing: You may stay in the castle as it is now a B&B. There are Candle Light Tours: for $100 and the cost of a room you can spend the night exploring the haunted halls with a small group of ghost hunters. To spend the night, click here. More on this spooky site...www.thornewoodcastle.comwww.legendsofamerica.com/WA-ThornewoodCastle.htmlwww.prairieghosts.com/rosered.htmlBack to TopWashington, D.C.The White House The History: The White House became the home to our presidents in 1800 with President John Adams being the first resident. There have been many presidents and first ladies in the home and some have decided not to leave... The Haunting: President Abraham Lincoln is the most popular ghost with the most sightings. The first to see him was First Lady, Grace Coolidge. He has also been spotted by guards and guests. Other presidents that like to make an appearance are President Benjamin Harrison, President Andrew Johnson, President John Tyler and President Andrew Jackson. First Ladies that have made appearances include Abigail Adams and Dorothea Madison. There is also the apparition of a black cat which has been said to be seen before national tragedies such as the stock market crash of 1929 and before the assassination of President Kennedy in 1963. The Viewing: Of course you can still visit the White House today. For information about tours or for a virtual tour, click here. More on this spooky site...www.whitehouse.govhttp://paranormal.about.com/library/weekly/aa022100a.htm http://georgewbush-whitehouse.archives.gov/ghosts/

Ghost ImageWest VirginiaHarpers Ferry The History: Known mostly for its connection with John Brown and his failed slave rebellion, this town offers a unique look at 19th century history. In 1799 a US Arsenal and Armory factory was built here and industry grew in the area. In 1859 John Brown tried to seize the arsenal to arm slaves and begin a revolution for their freedom. His raid failed and he was found guilty of treason. During the Civil War (between 1861-1865) the town suffered from its strategic location and changed hand between the North and South eight times. In 1867 Storer College was started here with the mission to educate freed slaves but was also open to any student of both genders. However, segregation later etched away at the school's initial universal intent. The Haunting: Despite the fact that many park volunteers dress in period garb, park employees, volunteers and guests have also seen 19th century dressed apparitions around the town. Considering his violent end, John Brown has been seen around town and in the Kennedy Farmhouse (his old headquarters) and appears rather friendly and smiles at visitors on the street. However, there are some sad spirits in this war scarred town. A unknown man in the National Park Service Guest House glares at visitors and even pushed one. A young drummer boy who was tossed out of a window still can be heard crying for his mother and the crash of a chimney that killed a small baby during bombardment can still be felt to shake another house.The Viewing: Run by the National Park Service today, Harpers Ferry is a unique combination of Civil War time capsule, living history museum and general tourist destination. For information on visiting, click here. More on this spooky site...www.nps.gov/hafe/www.harpersferryghost.20m.comwww.hauntedhouses.com/states/wv/harpers_ferry.cfmwww.prairieghosts.com/ferry.htmlBack to TopWisconsinMilwaukee - Brumder Mansion The History: George Brumder had the home built in 1910 for his son, George Jr. After they sold the home, the house was everything from a boarding house to an activity center for a Lutheran church. They used the home for office space, a theater, and later opened a coffee house with a live music venue. The current owners purchased the home in 1997 and opened the renovated space as a B&B in 1998. The Haunting: The Gold Room was once the room of one of the Brumder daughters who never married after suffering a broken heart early in life. She is said to still stay in the room, in fact she was quite appalled and upset when the current owner spent the night in this room with her dogs - no dogs allowed! Your dreams will be haunted if any dogs sleep on the bed!The Viewing: It's a Bed & Breakfast, so take the plunge and spend the night - request the Gold Suite! You can even join a ghost hunting seminar or enjoy a haunted history dinner! For more information, click here. More on this spooky site...http://milwaukeebedbreakfast.com/www.milwaukeeghosts.comwww.hauntedhouses.comBack to Top Ghost ImageWyomingLaramie - Wyoming Territorial Prison The History: Built in 1872, this prison was one of the few in this broad territory but it did not house the most notorious killers as these were sent to Cheyenne. The most famous resident was Butch Cassidy. It only housed about 1000 prisoners as after 1890 a new prison was founded in Rawlins and the University of Wyoming took over the Territorial Prison for stock yard training and experiments. No prisoners were executed here or even died here as they were sent home to die to save the state the trouble of burying them. One inmate did die of a heart attack, Julius Greenwich and it is said his ghost now haunts the place.The Haunting: Julius was convicted of 2nd degree murder because he murdered his wife in a rage after he found her working in a brothel he frequented. He was a cigar salesman and even set up a cigar factory in the prison so yes, you guessed it, cigar smoke often fills the air mysteriously. He has also been spotted standing in the doorway that used to be his cell.The Viewing: This site was restored in 1989 and includes exhibits about Laramie and frontier living as well as the history of the prison. For more information about visiting, click here. More on this spooky site...http://wyoparks.state.wy.us/Site/SiteInfo.asp?siteID=25www.wyomingterritorialprison.comwww.wyomingheritage.org/territorialPrison.htmlwww.hauntedhouses.com/states/wy/wyoming-territorial-prison.cfmBack to Top Still can't get enough? No problem! Here are some websites that list even more haunted hotels, inns, castles, historical sites, cemeteries, tours, and other ghostly fun. Just a quick note: many haunted houses seem to get their start from murder or untimely death. Although we have not gone into graphic details here, please note that some of these sites do go into much more (sometimes gruesome) detail!American Hauntingshttp://www.prairieghosts.com/This site is a bit busy, but if you look through it there are some great excerpts from their books and fun ghost tours they run.Haunted Accommodations.comhttp://www.hauntedaccommodations.com/A ghostly list of haunted hotels, tours, and city sites in the U.S. and abroad.Haunted Houses.comhttp://hauntedhouses.com/A great selection about haunted homes, places, movies, ghost towns and more! The site is very well done with good pictures and fun stories.Haunted World.comhttp://www.hauntworld.com/ This site lists and reviews haunted houses but also has other tales and ghost hangouts listed by state. A little bit of everything, it is a fun site.Real Hauntshttp://www.realhaunts.com/Another fun collection of haunted and spooky places to stay or see on your vacation. Attractions listed by state.The Shadowlands: Ghosts & Hauntingshttp://theshadowlands.net/ghost/This site lists all the stories that exist about spooky places in your neighborhood. Entries are short and to the point.Still want more? How about a Haunted Vacation? Check out our list of Haunted Hotels, Inns and Castles!Looking for a little adventure, but it's too wet outside to play? Why not snuggle indoors and thrill your imagination with a haunted vacation? Many hotels, inns, and even castles offer spooky weekend getaways. Perhaps a friendly ghost will fold your clothes and lay them out on the bed; a mischievous one might turn on the lights and radio at 2:00AM; or perhaps one with a chip on his shoulder might give you a little "bump in the night" to remind you he is there. You might find it a good laugh or a little fun to shake up the fall and winter humdrums. Click on the banner below to read our previous article that lists scary places to stay for a haunted vacation. We tried to collect from across the U.S. and added in a few international destinations just in case you prefer a ghost with an accent! Enjoy and have some fun!

Becoming a Landlord

How to be a Good Landlord

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Perhaps you inherited property or purchased property as a new investment and now you are contemplating becoming a landlord. If you decide to rent an extra piece of property, you should know some ground rules. In this months article, 'How to be a Good Landlord,' we will discuss some of the basics that every landlord should know. We will discuss what it takes to be a landlord, what makes a good rental property, what are your responsibilities as a landlord, how to advertise your property, how to avoid legal pitfalls and how to evict a tenant if the relationship deteriorates. Overall, this is a short list, hopefully it will help you start with a little more direction and know-how.

Do you have what it takes to be a landlord?

The decision to become a landlord should not be taken lightly. Contrary to popular belief, this is not the type of job where you just sit back and watch the cash flow in. Regardless of the challenges, more than half of landlords are self-employed. Doing it yourself will mean you take on the responsibilities of a small business owner. You need to have great communication skills. You will be working with all types of people; sometimes even the difficult ones. Being an effective communicator in person and in writing is vital. You are an accountant. This includes everything from rent payments and deposits to repair and maintenance costs. You are a manager. You may have staff to train and watch over. Their professional behavior reflects upon you and your property. If they are inconsistent with your policies they can damage your business or even get you into legal trouble. You may also need to contract repair or maintenance jobs you cannot complete on your own. You will need to project manage these items through to completion. You are a marketing director. Getting your place advertised and your units filled is an ongoing challenge. Advertising also includes many legal regulations that you should know (more on this below). Your knowledge of this business should also include legal knowledge. Consulting a lawyer is recommended for anyone starting as a landlord, especially since every state has specialized landlord/tenant laws. But in addition to this, you will be responsible in making sure any staff or contractors you use also know the laws when working with tenants. You should be dedicated and patient. Being a landlord is a tough road to start. You should be prepared for hard work with a slow, trickle-in type of income, especially at the beginning. On average, a landlord should only expect about a 10% profit annually. The rest of the monies will be recycled into items such as mortgage payments, taxes, repairs, management costs, insurance, advertising and a rainy day fund (to name a few). There are tax breaks available to landlords, however, these are not enough to turn your profit margins sky-high. These qualities listed above will help you become a great landlord.

Perhaps there is a trait above that gives you pause. "I really don't want to manage all the accounting." or "I don't want to live onsite or nearby." All is not lost. You can hire a property manager. Doing so will cost you about 10%/month of any monies the property takes in. However, it can be a wonderful way to manage your business. When looking for a project manager, treat it like any other contracted service. Perform rigorous interviews, check references and make sure you have the same ideas about responsibilities of each party. Find out if they are insured, if they already have working contracts with maintenance and repair companies, and if they charge any extra fees for these contacts. Once you decide on a property manager, be certain to create a detailed contract covering all responsibilities. As with any of your other endeavors with your rental property, keep all your records and agreements in writing! Other professionals you may use to help manage your property include accountants, maintenance specialists, marketing directors and lawyers. Of course all of these will eat into your profit, but be honest with yourself and utilize these people when you need them. You can save yourself headaches down the road if you strengthen any weaknesses at the beginning.

What makes a good rental property?

When purchasing a rental property, there are some important questions to ask:

Do you have a enough for a down payment? Because rental property is viewed by lenders as a higher risk, you may be asked to put as much as 25-40% down on the property. Lenders calculate about 75% of your mortgage payment will come from renters. This leaves you with 25% to make up and even more if you cannot rent all the units. They may give you the option for a lower down payment at a higher interest rate. However, the higher interest rate may defeat any benefits.

Could you live on the property? If you use one of the units as your own residence this will help lower the risk factor for lenders. Lenders can offer a lower down payment and you can learn the ropes of being a landlord without being far from your investment.

Can you get the rent you need for the mortgage? Take a look at the neighborhood and compare the rental costs. Your rental rate needed to cover mortgage should not be too far above the market or you will lose your ability to rent units. - If you inherited or already own the property, you should consider if you can meet current mortgage payments. It may be more beneficial to sell the owned/inherited property and reinvest in another neighborhood.

Is the building up to code? Make sure to hire a home/building inspector before purchasing the property. Make sure the inspector is aware that you hope to rent the place as this may change some safety and code requirements. Take time to make yourself familiar with codes for your locality. This will help you ask better questions and understand any improvements you may need to make.

Is the property maintained? At first you may think it won't be a problem to repaint, re-roof, update the wiring and plumbing, etc. until your list becomes too long for the investment to be worthwhile. Again, hire a home inspector and make certain you know what needs repair and the estimated cost of repairs before you buy.

Is the property secure? Review reports on neighborhood safety. Check for ample lighting, especially at entrances and in parking areas. Make sure windows and doors are solid. Consider the cost to change all the locks and add window locks. Think about the security of your tenants in the property.

What are the responsibilities of a landlord?

Let's assume you are going to take on most of the business yourself and have found a wonderful property to rent. Now, what are some of the responsibilities you have as a landlord?

Tenant Screening: Your first interaction with possible tenants will be the background check that includes a financial review and calling references. Overall, you must perform background checks fairly. You should not do the check on one person and not on the other as this favoritism, or "trusting your gut feeling," is a disservice to all involved. You owe it to yourself, possible tenants and current tenants to perform fair background checks. For yourself, you can avoid headaches with tenants that don't pay the rent or have caused problems, such as costly repairs, in the past. For possible tenants, you may be providing that reality check - can they really afford your rental? For your current tenants, consistent background checks let them know you are looking after your investment giving them a sense of security. On average, working with an agency, this will cost you about $20 per check; an investment well worth the cost.

Clear, Consistent Communication: To avoid any misunderstandings, make sure all your interactions with tenants are clear.

  • HAVE A CONTRACT! Make sure you supply the tenant with a copy of the contract so they may reference it if any questions arise. Review the contract with a renewing tenant and discuss any questions they may have over the language or meaning.
  • Collect rent on a schedule. Keeping consistency with your tenants is imperative. If you are too lax one month, you may have a hard time collecting rent the next month. Or, if you are lax with one renter and not another you can create tension or even a legal issue.
  • Always provide written notice before entering a tenants space. This varies from state to state. However, for good business practice and common curtsey, let the tenant know when you need to enter the property they call home.
  • Use signs, flyers or other WRITTEN communication to inform tenants of policies and policy changes. Provide all tenants with copies and/or make clear postings around the complex.
  • Serve notices and warnings in writing. Verbal notices will not protect you if a situation deteriorates. Make certain to give your notices in writing and make yourself available for questions or discussion. Serving a notice and then disappearing from sight does not offer clear communication and can aggravate a situation!

Provide a Safe and Maintained Environment: Every landlord should offer tenants a living space that is up to code, safe for habitation and in working order. Even if you decide to contract out maintenance services, you should provide your tenants with repairs in a reasonable amount of time. Make good relationships with contractors that understand the nature of the work and are willing to come out after normal working hours. Save money for a rainy day so you can pay for emergency repairs when they arise. Maintaining the property will encourage tenants to take pride in their home and maintain their surroundings. Also, strive to make your tenants safe. You cannot control all conditions. However, changing locks, providing ample lighting for parking and having emergency procedures written and distributed are a few of the ways you can keep your tenants safe.

How do you advertise a rental property?

Advertising a rental property is important for getting units filled. Today you can use everything from word of mouth to online sites to advertise your property. In larger cities, you may even use "finding agencies" or real estate agents/brokers to advertise. When advertising your property, keep a clear list of amenities and useful services in the neighborhood. When composing your advertisement you must watch your wording as you cannot exclude any demographic. There are many federal laws/protections that regulate how you advertise your rental. The fair housing laws make it illegal "To make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention to make any such preference, limitation, or discrimination." (Source: U.S. Code Collection - Cornell University Law School). In addition to this clause, many states and cities may also prohibit discrimination based on marital status and sexual orientation. Most landlords have good intentions to rent to all qualified tenants. However, there are certain ways of wording advertisements which may be perceived as discriminatory. For this reason, you should carefully choose your wording when advertising your rental property. Avoid words and phrases such as: prefer, suitable for, ideal for, ethnic neighborhood [or other cultural identifiers]. For a good list, take a look at the Pennsylvanian Human Relations Commission's Reading Between the Lines: A guide for housing and commercial property advertisements as they include a list of terms to avoid. Another resource for examples is the Guidance Regarding Advertisements Under §804(c) of the Fair Housing Act by the US Department of Housing and Urban Development. Keep in mind this good rule of thumb: always describe property, never describe people.

What are some legal pitfalls to avoid?

There are a lot of legal concerns when renting out property. As we have seen, the law influences advertisements of rentals. In addition to this, you create a contract agreement with your tenants every time you rent. Therefore, it is important to have sound legal advice as a landlord. Establish a relationship with a lawyer who you may hire for any contract questions or possible representation. No one ever wants anything to get as far as a lawsuit. So here are some ways to avoid legal pitfalls in the first place:

  • Always perform background checks with every possible tenant.
  • Call tenant references.
  • Treat every tenant the same in process; never cut a corner for one tenant because of a "gut feeling" or personal relationship.
  • Keep all notices in writing. 
  • Keep all due dates consistent from month to month and from tenant to tenant. 
  • Always perform background checks on any staff.
  • Make certain all staff are trained. They should know what they can and cannot do for tenants. If they are handling rental paperwork or advertising, they should know fair housing laws.
  • If you contract out maintenance work, make certain they treat your tenants professionally. Although they don't work for you full time, they do represent you since you hired them.
  • Keep housing up to code and safe for living.
  • Investigate any complaints against your staff immediately.
  • If a situation arises, consult a lawyer. Know how to legally proceed before taking any action.

How do you evict a tenant?

Evicting a tenant is one thing all landlords would rather avoid. However, sometimes circumstances deteriorate and eviction is the only feasible solution. If you have tried open communication but cannot get the tenant to pay rent or obey rules of the property it may be time to start the eviction process. The rules behind evicting a tenant vary from state to state. It is therefore imperative you discuss your options with a lawyer. Indeed, for the best security, you may want to do the whole eviction process through your lawyer. Regardless of the ups and downs involved with evicting a tenant, make certain to always maintain a professional decorum. Do not allow personal emotions to collide as this can only lead to further legal issues. Keep all of you requests in writing. The first step to any eviction is to send a written notice for them to pay back rent, fix problem behavior or move out. For example, in some states you may send a Demand for Rent or Notice to Quit form to a tenant who is behind rent payments. Or you may send a Notice to Cure Breach of Lease to inform the tenant that they must fix behavior that is contrary to your rental agreement. A Notice Regarding Termination of Lease may be used in some states when there is no chance for reconciliation. For example, the tenant is involved in illegal activity on the premises such as drug trafficking. If problems have not be rectified after notices have been given, then a suit is filed against the tenant. Upon winning this, it is law enforcement personnel who deliver written notice when the tenant may remove their items from the premises. You should never remove a tenant's items yourself. Using the police will ensure that you cannot be accused of taking or damaging any of the tenant's property. Essentially, make certain to obtain legal advice, serve warning notices required by your state, keep all notices and communication in writing and use local law enforcement to help keep you protected from any accusations of unfairness.

None of the above is a substitute for legal advice. An attorney should be consulted.

FREE Rental Agreement Forms

In cooperation with our partners at Lawchek® and Lawsonline™, Homecheck is pleased to provide a sample Rental Agreement Forms for FREE. This is not a substitute for legal advice. It is never recommended that an individual undertake his or her own representation in such matters as real estate law, even though most states do permit such activity. Any individual who is serious about proper real estate transactions would want to have capable legal assistance. An attorney must be consulted.

  • Blank Rental Agreement Form Example Rental Agreement Form
  • Blank Apartment Lease
  • Blank Notice to Quit "

This work is protected under the copyright laws of the United States. No reproduction, use, or disclosure of this work shall be permitted without the prior express written authorization of the copyright owner. Copyright © 2008 by LAWCHEK, LTD."

Resourceful Links

Fair Housing by CivilRights.org
www.fairhousinglaw.org 
The Fair Housing National Multimedia Campaign is designed to increase public awareness of the Fair Housing Act and its protections, encourage the reporting of fair housing discrimination to the appropriate agencies, and provide information and resources to help communities and institutions support individuals and families who exercise their fair housing rights.

Landlord.com
www.landlord.com
In early 1998 the decision was made to spin Landlord.com off as a separate entity, dedicated to providing services to landlords and other real estate professionals on-line.

National Fair Housing Advocate Online
www.fairhousing.com
The National Fair Housing Advocate Online is a resource designed to serve both the fair housing advocacy community and the general public with timely news and information regarding the issues of housing discrimination. Find local organizations to help with any Fair Housing questions: http://www.fairhousing.com/index.cfm?method=agency.search

National Fair Housing Alliance
The National Fair Housing Alliance (NFHA) is the only national organization dedicated solely to ending discrimination in housing.

US Department of Housing - Home & Communities
www.hud.gov/offices/fheo/
The Office of Fair Housing and Equal Opportunity (FHEO) administers and enforces federal laws and establishes policies that make sure all Americans have equal access to the housing of their choice. We can help you with your housing discrimination problem. If you feel your rights have been violated, let us know.

US Department of Justice - Fair Housing Act
The Fair Housing Act, 42 U.S.C. 3601 et seq., prohibits discrimination by direct providers of housing, such as landlords and real estate companies as well as other entities, such as municipalities, banks or other lending institutions and homeowners insurance companies whose discriminatory practices make housing unavailable to persons because of: race or color, religion, sex, national origin, familial status, or disability.

Summer Safety Tips

The summer has a pull for us, no matter our age.

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The summer has a pull for us, no matter our age. It is a time to take a few days off work, barbeque in the backyard, go for a picnic, a hike, a swim, a bike ride or go out on the water on our boat. It is also a time to mow and weed the lawn, plant flowers and finish countless chores around the home that have been put off until the weather "cooperated." Needless to say, summer is a busy time when we do more activities and chores and can very easily overexert ourselves. That is why this month we are focusing on some tips that can help you have a fun and safe summer. Part of having fun is being aware of what precautions you should take and how you should plan ahead for whatever you choose to do. But we know you are busy, so here is the quick list for a safe summer!

Barbeque and Food Safety:

Always check your grill before using it after a long seasonal break. If propane is used make sure to check all the connections! Check your individual user manual for your grill; all of these will have a checklist of items to review that are specific to your make/model.

Grills are for outdoor use only. NEVER bring a grill indoors to cook. Carbon monoxide will accumulate and can be fatal.

Always set up the grill away from the home (at least 5 feet or more).

If using a charcoal grill, use a charcoal lighting fluid instead of gasoline. Make sure to let the fluid be absorbed by the coals before lighting. Move the lighter fluid away from the grill before lighting. Once you light the fire, stay with the grill, never leave a cooking grill unattended.

That goes for all of you - NEVER leave a cooking grill unattended! Have baking soda handy for a grease fire and a fire extinguisher on hand as well.

For safest results, always grill with a meat thermometer. See the recommended meat temperatures to the right.

Before cooking or preparing anything - wash your hands! In between working with different dishes - wash your hands!

Invest in some long cooking utensils for the grill - this will help prevent burns!

For best grilling results, thaw frozen meats before cooking them on the barbeque. The safest way to thaw foods is slowly in the refrigerator.

If you use the microwave to defrost meats, then make sure you are grilling them shortly afterwards and not storing them again before cooking.

If marinating food then do so in the refrigerator - not on the counter! If you want to have extra marinade to use as a sauce later, make sure to separate a portion ahead of time. Never reuse marinating sauces!

Use one plate for taking meats to the barbeque and another clean plate to take cooked items to the serving area. Never use the same plate. The raw juices can contaminate your cooked meats and side dishes.

When hosting a barbeque, make sure to supply plenty of clean plates and utensils. Encourage guests to get a new plate if theirs has been sitting out in the sun and became a playground for flies, ants, etc. as they waited between helpings.

That evil mayo - did you know according to the Department of Health, it is not really the mayo that is making that potato salad a dangerous game of chance. Instead it is the fact that when making salads usually the ingredients are mixed together when still warm creating a breeding ground for bacteria. Instead, chill all your ingredients separately before mixing them together.

Refrigerate any left over food within 2 hours of its initial serving. If the temperatures are higher, then 1 hour or earlier. Meat should be be kept hot for serving (140°F) and unused meat should be refrigerated immediately as it cools. If you have too much left over meat, make sure to freeze whatever you won't eat within the next 2 days.

When you shut off the grill make sure to shut off the propane as well.

For a charcoal grill, let coals burn out completely. The ashes should sit 48 hours before being disposed of in aluminum foil in a noncombustible container.

Food Safety on the Road:

Wash all fruits and vegetables. Even those with tough outer skins that you do not eat. When slicing these the knife may pick up bacteria from the outer skin.

Pack drinks and food in separate containers. The drink cooler is opened more often changing the internal temperature. This way the food container is disturbed less often and can remain colder.

Once at your destination, keep the cooler(s) out of the direct sun. Keep them in the shade, covered with a blanket. If on the beach, burry it partially in the sand in a shady spot or under an umbrella.

If grilling at the park and you need to dispose of ashes, make sure to place them in heavy duty aluminum foil and soak them in water before placing them in a noncombustible container.

If you use a recreational vehicle such as a camper, always review any canned foods that may have been left there. If temperature fluctuated and cans were frozen and thawed then they need to be discarded. Make sure to thoroughly clean the refrigerator out before using it this travel season.

Bug Prevention:

The best insect repellents contain DEET. However, they should not be used on children under 2 months of age. Also, bug repellent should be applied once per day. Do not get a sunscreen/bug repellent combo as you will need to reapply the sunscreen every two hours.

Avoid using scented soaps and perfumes. Also be careful with bright colored clothes as they attract certain bugs as well. Be extra careful around stagnate pools of water, heavily flowered areas and unused areas as these are more likely to be nesting areas or feeding areas for bugs.

Wear hats and long sleeves in the woods. Make sure to examine clothing and scalp for ticks. If you find a tick gently pull it out with tweezers. Do not use your fingers as you may squeeze it too hard. The methods of burning ticks with matches or suffocating the tick with nail polish don't work for removing ticks from the skin. If you live in a wooded area, try to keep your yard well maintained, ticks do not like direct sun and are looking for overgrowth areas.

Lawn Mower Safety:

Nearly 75,000 Americans are seriously injured in lawn mower accidents each year. About 10,000 of those injuries involve children. Data from University of Michigan

Always read and review your owner's manual at the start of the mowing season. There will be specific checks you will need to perform.

If you can, get a mower with an easy kill switch, a double handle that stops the motor when dropped is a good design to have.

Keep children and pets indoors or well away from the lawn mower at all times. Don't let children ride on the mower for "fun" and it is recommended that children not operate mowers until 16 years of age.

Pick up debris before mowing the lawn.

Wearing protective eye gear is also recommended.

Wear sturdy shoes when mowing. Never move the mower back towards your feet, always go forward.

Sun Safety:

The harshest time to be out in the sun is between 10:00am-4:00p.m. This includes cloudy days as the sun still penetrates the clouds although you may not feel it. During these hours of the day you should have a sunscreen of 15SPF or higher. Sunscreen should be applied 30 minutes before going outside and reapplied every two hours. During really hot hours, stay indoors as much as possible.

Sunglasses that protect you from at least 90% of UV sunlight should be worn.

Dress for the heat. Wear light colored clothes of a breathable fabric, such as cotton. Wear a hat or use an umbrella if in direct sun for long periods of time.

Drink plenty of water, drink water even if you do not feel thirsty as you need to keep your body hydrated. Avoid drinks with caffeine or alcohol as these will only aid dehydration.

Eat smaller meals more often. Eat less protein to reduce metabolic heat.

Avoid strenuous activity. If you are going to be doing really strenuous work or sports, do them early or late in the day. Take breaks often!

Need to know "HEAT" definitions:
Heat definitions from www.redcross.org

  • Heat Wave: More than 48 hours of high heat (90°F or higher) and high humidity (80 percent relative humidity or higher) are expected.
  • Heat Index: A number in degrees Fahrenheit that tells how hot it really feels with the heat and humidity. Exposure to full sunshine can increase the heat index by 15°F. Heat cramps:
  • Heat cramps are muscular pains and spasms due to heavy exertion. They usually involve the abdominal muscles or the legs. It is generally thought that the loss of water and salt from heavy sweating causes the cramps.
  • Heat Exhaustion: Heat exhaustion is less dangerous than heat stroke. It typically occurs when people exercise heavily or work in a warm, humid place where body fluids are lost through heavy sweating. Fluid loss causes blood flow to decrease in the vital organs, resulting in a form of shock. With heat exhaustion, sweat does not evaporate as it should, possibly because of high humidity or too many layers of clothing. As a result, the body is not cooled properly. Signals include cool, moist, pale, flushed or red skin; heavy sweating; headache; nausea or vomiting; dizziness; and exhaustion. Body temperature will be near normal.
  • Heat Stroke: Also known as sunstroke, heat stroke is life-threatening. The victim's temperature control system, which produces sweating to cool the body, stops working. The body temperature can rise so high that brain damage and death may result if the body is not cooled quickly. Signals include hot, red and dry skin; changes in consciousness; rapid, weak pulse; and rapid, shallow breathing. Body temperature can be very high--sometimes as high as 105°F. Call 911 or your local EMS number. Move the person to a cooler place. Quickly cool the body by wrapping wet sheets around the body and fan it. If you have ice packs or cold packs, place them on each of the victim's wrists and ankles, in the armpits and on the neck to cool the large blood vessels. Watch for signals of breathing problems and make sure the airway is clear. Keep the person lying down

Sun Safety for your Pet:

Dogs and cats don't sweat to lose excess heat, instead they pant. Most of our pets know better and will not over exert themselves in high heat. However, if chained in the sun or locked in a car, there is little they can do to avoid it. Never leave you dog unattended in a car. Although it is only 75°F outside, in the car it can reach up to a 100°F in one half hour. If you return to your car and your pet is agitated, wide-eyed and panting rapidly they may have heat stroke.

Always provide shade and water for your pet on hot days. If there are heat wave warnings bring them inside with you.

Animals have a natural higher temperature than humans (100°-102°F for both cats and dogs). However, anything 105°F is a sign of heat stroke. Other signs of heat stroke in animals include rapid panting, wide eyes, salivating, pale and dry gums, staggering and weakness. They may even become unconscious.

The best way to treat heat stroke is to get them wrapped in wet towels and fan them as you would a human. Some suggest immersing them in cold water, but depending on the severity this may be too much too quickly. Also run cold water in their mouth. Keep track of their temperature, get them down to 103°F. Call your vet or animal hospital immediately.

Hiking Safety:

Plan ahead for any hiking trip. Take a look at the route and consider what equipment and skills you may need. Discuss emergency plans with your group before heading out. Know where the nearest ranger station is from where you start. Also, leave a detailed itinerary with someone back home. Let them know what car you are taking, where you will be starting and how long you expect to be.

Always hike with at least one other person. In more remote areas it is suggested that you hike with at least four people in your group. This way you will have one to stay with an injured person and two to go for help.

If a trail is marked as closed DO NOT go there. If an area requires special permits - DO NOT go there unless you have already obtained them.

Be prepared for bad weather and extreme weather changes. You should have enough supplies to get you through a night if needed.

Always assume the water from streams and rivers is NOT safe for drinking.

A Hiking Backpack Checklist:
Info from www.redcross.org

  • Candle and matches
  • Cell phone
  • Clothing (always bring something warm, extra socks and rain gear)
  • Compass
  • First aid kit Food (bring extra)
  • Flashlight
  • Foil (to use as a cup or signaling device)
  • Hat
  • Insect repellent
  • Map
  • Nylon filament
  • Pocket knife
  • Pocket mirror (to use as a signaling device)
  • Prescription glasses (an extra pair)
  • Prescription medications for ongoing medical conditions
  • Radio with batteries
  • Space blanket or a piece of plastic (to use for warmth or shelter)
  • Sunglasses
  • Sunscreen
  • Trash bag (makes an adequate poncho)
  • Water Waterproof matches or matches in a waterproof tin
  • Water purification tablets
  • Whistle (to scare off animals or to use as a signaling device)

Survival Pack - one pack should be carried by EACH person in your group and should include: a pocket knife, compass, whistle, space blanket, nylon filament, water purification tablets, matches and candle in a waterproof container.

Bicycle, Skateboard & Scooter Safety:

Always wear a helmet when bicycling. If on a scooter or skateboard, wear the proper protective gear such as knee and elbow pads and a helmet.

Only ride a bike that is properly fitted for you. If not fitted correctly you may hurt your knees, back, arms and will not be able to maneuver or stop as well as you should be able.

When entering the roadway from the driveway - always look! This is a high accident area as many cars do not see those coming out of driveways on bikes, skateboards and scooters.

If traveling on the road, make sure to follow all the road signs and lights. Bicyclists should follow the same rules as cars and use standard hand signals. Skateboard and scooter users should be extra carful on roads as well. HOWEVER, it is strongly suggested that scooters users stay on sidewalks and skateboarders stay well away from roads, preferably skate at the skate park.

Be predictable. Do not weave in and out of the roadway or cars. If you come to an obstruction in your path, stop and look around and behind you before going around it. A sudden swerve out into the road will not be anticipated by automobiles that are traveling much faster than you are.

Pay attention at all times. Obstructions such as wet leaves or loose gravel may come upon you quick if you are not paying attention. Also be careful around parked cars, you may not see someone opening the car door until you are right on top of it.

Try to avoid being out on the road at night or in bad weather. If you are out, be extra careful; imagine the cars cannot see you and ride defensively. You should have bright colored clothing and reflectors or battery operated lights as well.

All skateboarders should learn out to fall. Considering fractures and breaks from falls are the most common skateboard injuries, knowing how to brace yourself is important. If starting out in the sport, start small, skateboarding is just like any other sport, it takes practice and time to develop the skill.

When riding on the trails always give pedestrians the right of way. If passing from behind let them know by using a bell or stating "on your left," before passing. Keep a controlled speed on trails as you do not always know who is there around the bend. If the trail is shared with horses, slow down and give them a wide space when passing. Again, let them know you are coming by stating "on your left."

Water Safety:

Learn to swim! This is a skill everyone should take time to learn. Even the basic knowledge can help!

Children and inexperienced swimmers should use an approved floatation device/life jacket when in or, in the case of children, near the water.

Never leave a child alone around water. Make sure someone is watching them at all times!

Never swim alone. Always swim with a friend or in a supervised area. Never snorkel alone. Never surf alone.

Read and OBEY all posted signs. Do not dive in the water unless the area is clearly marked as safe. Even when marked, make sure to check for any person or debris below before diving. If the area is not marked, always enter feet first.

If swimming in lakes, rivers, or the ocean, be familiar with these bodies of water. Make sure you are aware of risks such as debris, under tows, and currents. Also, always be aware of your energy level; you need enough energy to make it back to shore!

Pay attention to your surroundings. Pay attention to the weather. At the first sign of bad weather, leave the water!

If pulled out by an ocean current do not swim against it. Instead swim parallel to it gradually moving towards the shore. You have to move out of the current by swimming across it before you can head back inland. Think of an arc instead of a straight line.

Check surf conditions before entering the water. Keep away from piers and pilings when in the water. Watch out for wildlife and have some basic knowledge of what animals and plants are in the water. Know what you need to avoid and leave wildlife alone!

Do NOT mix alcohol and swimming activities - they do not mix!

If you own your own pool, make sure it is supplied with emergency equipment and first aid. Keep a phone nearby and have instructions for emergencies posted. Have CPR instructions and make sure to take lessons in CPR. Every adult responsible for watching kids around the pool should have CPR training.

Take lessons before attempting SCUBA diving. Never dive alone. Only dive for areas you are trained for. Be familiar with your equipment and check it often.

Boating & Watercraft Safety:

Always have on life jackets. Make sure they properly fit everyone on your boat - especially children!

Learn to swim! Also, take a boating class, learn everything from navigation rules to information about your particular boat.

Do NOT mix alcohol and boating activities - they do not mix!

Let someone on shore know how long you will be gone and where you are going.

When using jet skis or other personal watercraft make sure to know the rules of the water body you are on and obey these rules. Be courteous to others and look out for swimmers, skiers in the water, etc.

Do not water ski at night. Always have someone in the boat to watch and aid the skier. Always approach a skier in the water with the engine off.

If fishing, scale, gut and clean the fish as soon as they are caught. Wrap fish separately in plastic and keep on ice. It is recommended that fish be cooked and eaten within 2 days or frozen. Frozen fish can last up to 6 months. Shellfish should be kept alive until cooked. Lobsters and crabs should be cooked the same day they were caught. Oysters, mussels and clams should be cooked within 5 days.

Flood!

How to prepare for, respond to and recover from a flood.

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Experience is sometimes an unforgiving instructor. At Homecheck we learned devastation caused by flood waters first hand when Cedar Rapids, IA was hit by a massive flood this past June (6/13/2008). Homecheck is parented by the company enlighten technologies™ which includes many other businesses in our family such as Lawchek®, LawyersListings, and HouseList, to name a few. Our headquarters on 1st Avenue in downtown Cedar Rapids was inundated with water after the Cedar River crested at 31.1 feet (19.1 feet over flood stage) to overtake 1,300 blocks of the city.* The first floor was completely lost and the second as well when water reached 4 feet on the upper level. A slow road to recovery, we have learned first hand the destructive power of flood waters. Reflecting on this experience and the items we have learned, we determined to write an article this month about what to do if a flood hits your home or business. We hope many of our readers never have to use the practical advice in this article.

*Specifics taken from articles: http://www.usatoday.com/weather/floods/2008-06-15-cedar-rapids-cleanup_N.htm; http://www.nytimes.com/2008/06/13/us/13flood.html?fta=y; http://en.wikipedia.org/wiki/2005_levee_failures_in_Greater_New_Orleans **Weather data: http://ia.water.usgs.gov/flood/flood.html

Before the Flood
It is not always possible to know when a flood will happen. It may be caused by an inundation of rain fall. Cities in Iowa were affected in this way when the Cedar and Iowa Rivers swelled with over 10 inches of rain in only one week.** This can then be compounded when man-made structures give way. This was seen in New Orleans when 50 levees broke during Hurricane Katrina.* So what can you do to protect your business or home before a flood happens?

• Find out about the land your structure is on. Does it sit on a flood plain? What is the threat level? Geologists or your county planning department will list these areas by the probability of a flood. For instance, Cedar Rapids has areas designated as 100 or 500 year flood plains. The flood in June was a 500 year flood. FEMA Offers flood maps detailing current flood risk. Simply type in your address and you can look at it online. You also have the option to buy a map, but as long as you are looking online, the service is free. http://msc.fema.gov/webapp/wcs/stores/servlet/FemaWelcomeView?storeId=10001&catalogId=10001&langId=-1

• Now that you know where your home or business stands, what kind of insurance is available? Talk to your insurance agent first. If you want to now more about insurance options, especially in higher risk areas, also check out the National Flood Insurance Program at www.floodsmart.gov/floodsmart/.

• Whether a household or a business, you should have an evacuation plan in place. Let family members and employees know what evacuation route to take if water is rising swiftly and an evacuation is ordered. For households you should include a place for everyone to meet whether it is a local shelter or a relative’s/friend’s house. Also, families should have an out of state contact that everyone may call to locate each other in case they are separated.

• Create an emergency kit to be ready at any time. Depending on the needs (home or business) some items to consider are:

  • Clean water (enough for at least 3 days for every person and animal – generally 5 gallons per person)
  • Nonperishable food for 3 days (don’t forget a can opener!)
  • Suitcase with an extra pair of clothes and extra blankets or sleeping bags
  • Baby Kit - Baby food, diapers and other supplies
  • Pet food, leashes, vaccination info for your pet – you may have to leave your pet at a local pet shelter if you are evacuated as emergency shelters do not allow pets 
  • First Aid Kit – try to include some extra prescription medications (not expired!) or details about any prescriptions so you can refill them if lost in the flood
  • Personal Hygiene Kit – sanitary wipes or gel, soap, toothpaste, feminine supplies, deodorant, etc.
  • Flashlights, radio or small TV, and batteries – you may also consider crank flashlights and radios
  • Some items to have on hand particular to a flood threat: insect repellent, rubber boots and gloves, and thick shoes

• Back up your documents! If you are evacuated due to a flood there are certain documents you will need for claims and getting back on your feet. Keep a copy of these documents with your emergency kit, at a safe location other than your home or both. At the very least these documents should include: insurance information, social security number, and medical records including any active prescriptions. It would also be a good idea to make a list of emergency contact information including family and friends as well as local and state numbers you may need.

• Prepare your business or home to resist flood damage. Suggestions include: install sump pumps with a back-up source of power, install backflow valves or plugs to prevent sewage entering the home, and make sure any fuel or propane tanks are securely and properly installed.

During the Flood

• Once a flood watch or warning is given call local authorities and let them know of anyone who may have special needs and cannot leave the flood area easily. It is extremely helpful for authorities to know who needs help evacuating if an evacuation becomes necessary. Ideally, have a friend or family member who will try to get this person out first if it is still safe to do so. This way there is less chance of separation.

• Get your emergency kit and keep it at hand in case of an evacuation. If you have some prep time before, fill up the gas tank to make sure you can go at a moments notice. If an evacuation is ordered there may be heavy traffic and you may need to go some distance to a shelter.

• Secure any items outside that might become hazards in water such as garbage cans, lawn furniture, grills, etc.

• If an evacuation is imminent: turn off the power and gas. If an evacuation is ordered, evacuate immediately. Use the route the authorities have given and make certain not to drive through flooded roads.

• If you are not ordered to evacuate, stay home and listen to any future announcements. Unless helping a family member or friend for a specific purpose, stay off the roads and out of the way of emergency crews. Going to watch is not helpful and can be potentially very dangerous.

After the Flood

• First you will want to contact your insurance company. Even if you are not covered for a flood, you will need to contact your agent. This is why it is important to keep documentation with your emergency kit. You need to know your company, agent (if applicable) and your policy number. In the case of evacuation, make certain to specify the address and phone of where you can be reached now. This may also be a friend or relative who can act as a point of contact if you are not immediately near a dedicated phone. They will set up an appointment to meet with you and discuss your losses.If they do not get back in a few days be persistent and call again, just keep in mind they may be overwhelmed with claims.

• Work with authorities about your return. Although this part can be extremely frustrating, in the case of major floods they will want to assess the safety of your return before you may enter any neighborhood or structure. Choose representatives, as in the case of Cedar Rapids the first look at the property was restricted to 1-3 people depending on location. The authorities may have also set up a grade system for the status of your structure. In Cedar Rapids there were green, yellow and red signs letting owners know whether a structure was safe to enter, enter only with caution or too dangerous and deemed a total loss.

• Once it has been deemed safe by the authorities for you to return, start the process of sorting your property. Do not throw out all items as you will need your insurance agent to see these. However, if the items are considered too toxic to keep around, get pictures and samples of the items before disposing of them. Make sure to take all precautions necessary before entering a flood damaged building! Click here for more details.

• Take many pictures of the inside and outside of your structure before cleanup. Photograph any standing water, items that have to be disposed of immediately and general survey pictures of each room. Also, take pictures of the items that will have to torn out such as the walls, floors, etc.

• Make a list of all damaged and lost items. This will help when you work with your insurance agent to process your claim. With your agent you will make a Proof of Loss. This statement is your testimony to the damages suffered. It should be filed within 60 days unless circumstances have allotted more time. Once this is filed with your insurance company your claim will be processed, however, it may take some time if the area was hit especially hard.

After the Flood: Home and Family Recovery – Working with FEMA

• FEMA stands for the Federal Emergency Management Agency. As they state on their website they define their type of disaster assistance as “money or direct assistance to individuals, families and businesses in an area whose property has been damaged or destroyed and whose losses are not covered by insurance. It is meant to help you with critical expenses that cannot be covered in other ways. This assistance is not intended to restore your damaged property to its condition before the disaster.” In essence they are there to help those who could not or did not get flood insurance.

• Items FEMA will cover are: temporary housing in the instance of evacuation or unlivable conditions, repair for what the insurance company will not cover (this is just until the home is safe, not necessarily with the same materials as before), and permanent housing construction. This last is only available to those who cannot get flood insurance at all due to location.

• FEMA can help with recovery costs that are not directly related to the home. These additional expenses can only be claimed if you live in a disaster area as designated by the President, you have already filed with your insurance company and find you are not covered, and you have serious needs directly related to the disaster. Some of these costs listed on the FEMA website include:

  • Disaster-related medical and dental costs.
  • Disaster-related funeral and burial cost.
  • Clothing; household items (room furnishings, appliances); tools (specialized or protective clothing and equipment) required for your job; necessary educational materials (computers, school books, supplies).
  • Fuels for primary heat source (heating oil, gas).
  • Clean-up items (wet/dry vacuum, dehumidifier).
  • Disaster damaged vehicle.
  • Moving and storage expenses related to the disaster (moving and storing property to avoid additional disaster damage while disaster-related repairs are being made to the home).
  • Other necessary expenses or serious needs as determined by FEMA.
  • Other expenses that are authorized by law. http://www.fema.gov/assistance/process/assistance.shtm

• You can reach FEMA by calling 1-800-621-FEMA (3362) or TTY 1-800-462-7585

• When making any claim, you should have the following at hand: your social security number, current and damaged address, current phone contact, insurance information, household annual income, routing number to your bank to receive funds, and a detailed description of the losses.

• You may be referred by FEMA to SBA which offers low-interest disaster loans. “Homeowners may borrow up to $200,000 for disaster related home repairs. Homeowners and renters may borrow up to $40,000 to replace disaster-damaged personal property including vehicles.” However, you can not receive duplicated aid already received from FEMA.

• To find currently approved disaster areas you can go online: http://www.fema.gov/news/disasters.fema

After the Flood: Business Recovery – Working with SBA

• SBA stands for the Small Business Administration which has a specific branch for disasters the Office of Disaster Assistance (ODA) that offers federal low-interest, long term loans for “homeowners, renters and non-farm businesses.” An Economic Injury Disaster Loan (EIDL) is available to small businesses specifically geared towards helping with day to day expenses so a business may continue to operate.

• SBA can release disaster loans if one or more of the following conditions are met: Presidential Disaster Declaration, • • Agency Physical Disaster Declaration (based on a minimum amount lost), Governor Certification Declaration, Secretary of Agriculture Declaration, Secretary of Commerce Declaration, or Military Reservist Economic Injury Disaster Loan (for businesses that lose key personnel who are called to active duty).

• For Physical Disaster Loans which help replace an uninsured or under-insured property, an inspection team from SBA’s ODA will review the site and claims.

• Applicants do have to show some reasonable ability to pay back the loans. However, since they are low-interest and can be as long as 30 years, they are easier to qualify for than standard loans.

• Especially with real estate, the SBA’s ODA will continue contact with the borrower to make certain construction is on schedule and funds are being used appropriately.

• You can reach SBA by calling 1-800-659-2955 8am-9pm EDT. Or email them at disastercustomerservice@sba.gov.

More Information

FEMA and the American Red Cross have made a pamphlet entitled Repairing Your Flooded Home which is available as a PDF. A great resource, page 55 has a very useful emergency contact list as well.

  • Click here for Repairing Your Flooded Home by FEMA and the American Red Cross (PDF)

Additional pointers from Homecheck:

  • Cleaning Up after a Flood (HTML)
  • Battling Mold after a Flood (HTML)

Some Ways to Help Our Neighbors

Downtown Cedar Rapids, Iowa on Sunday, June 15, 2008 after the waters have started to recede.

Aidmatrix Network - Iowa
The Safeguard Iowa Partnership and the Iowa Disaster Human Resource Council have partnered to provide the Aidmatrix Network, an easy way to make monetary and product donations to the nonprofit organizations that are assisting in the response and recovery efforts following recent disaster events in Iowa.

Cedar Rapids Czech & Slovak Museum
www.ncsml.org
The National Czech & Slovak Museum & Library staff and board continue to work through the challenges of flood recovery. Our five museum buildings are cleaned out and secure. Visitors from across the country have been calling to plan summer visits. Some have already made their way here and are shocked and dismayed to find a sight they never expected - boarded up buildings, sandbars in the garden, and piles of debris. We are assuring them we will survive and be back in business, but it will take time. To us it's surprising there's still a world out there that doesn't know about the flood!

Cedar Rapids Public Library
Our public library lost all of the first floor which included books and magazines for adults.The children's book section was mostly recovered. They are currently looking for temporary space: "07 July 2008 - Librarians are compiling a list of books and other materials that the CRPL’s book distributor will hold until the library has a place to put them. The books will arrive pre-processed, which means that staff will be able to shelve them immediately, saving an enormous amount of time. Once the list is compiled, individuals will have an opportunity to select a book from the list to donate. “Many of our patrons and supporters have been asking what they can do. This will be a way to help rebuild our library,” says Glise. “By fall, we hope to have a wish list available.”

Corridor Recovery
Corridor Recovery is a not-for-profit partnership between government, civic, business and faith-based organizations, created to respond to the Flood of 2008. As the flood waters peaked, Corridor Recovery quickly became the primary resource for materials and information for Linn County and Cedar Rapids. We provide resources for local governments and agencies to distribute flood-recovery information to the public in a critical time of need, and to coordinate volunteer efforts in the clean-up and recovery process.

Greater Cedar Rapids Community Foundation
www.gcrcf.org
The Greater Cedar Rapids Community Foundation opened the Flood 2008 Fund on June 15. The Flood 2008 Fund is for flood relief and recovery donations. One-hundred percent of financial donations to the fund will support response, recovery and rebuilding efforts throughout the Cedar Rapids-metro and surrounding communities. The first priority will be to work with local nonprofit organizations to support individuals and families affected by the floods. The GCRCF is committed to helping individuals, families and the nonprofit community recover and rebuild from the catastrophic flood.

Embrace Iowa 2008 Disaster Fund
Embrace Iowa is a program of statewide outreach by the Des Moines Register. Since it already has an established logo, identity, and donation tracking mechanism, the Iowa Disaster Collaborative is using the Embrace Iowa website as one way for donors to make a donation and learn more about the 2008 Iowa Disaster Fund.

Iowa Commission on Volunteer Service
If you are interested in helping in a particular area of the state, please use this section of our Web site to get in touch with local officials, who are collecting a list of where and when volunteers are most needed.

University of Iowa Foundation
For those wishing to support the University as it struggles to recover from flood-related damage not covered by insurance or other resources, we encourage contributions to the UI Flood Relief Fund.

Sources for this article which include even more detailed information:

Center for Disease Control
CDC.gov (www.cdc.gov) is your online source for credible health information and is the official Web site of the Centers for Disease Control and Prevention (CDC). CDC is committed to achieving true improvements in people’s health. CDC applies research and findings to improve people’s daily lives and responds to health emergencies—something that distinguishes CDC from its peer agencies. Working with states and other partners, CDC provides a system of health surveillance to monitor and prevent disease outbreaks (including bioterrorism), implement disease prevention strategies, and maintain national health statistics. CDC also guards against international disease transmission, with personnel stationed in more than 25 foreign countries

FEMA – Federal Emergency Management Agency
http://www.fema.gov/
FEMA has more than 2,600 full time employees. They work at FEMA headquarters in Washington D.C., at regional and area offices across the country, the Mount Weather Emergency Operations Center, and the National Emergency Training Center in Emmitsburg, Maryland. FEMA also has nearly 4,000 standby disaster assistance employees who are available for deployment after disasters. Often FEMA works in partnership with other organizations that are part of the nation's emergency management system. These partners include state and local emergency management agencies, 27 federal agencies and the American Red Cross.

National Flood Insurance Program
http://www.floodsmart.gov/
Congress established the National Flood Insurance Program (NFIP) to address both the need for flood insurance and the need to lessen the devastating consequences of flooding. The goals of the program are twofold: to protect communities from potential flood damage through floodplain management, and to provide people with flood insurance.

SBA – Small Business Administration 
http://www.sba.gov/
The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. We recognize that small business is critical to our economic recovery and strength, to building America's future, and to helping the United States compete in today's global marketplace.

Preventive Maintenance Tips for your Home-Part 2

Periodic checklists.

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Welcome back to Rocky’s Corner! Last month we started Part 1 of an 8 part series of Preventative Maintenance Tips for your Home. Series 1 dealt with maintenance checks that are recommended every month. Series 2 will combine a periodic checklist for every 2 months and a periodic checklist for every 3 months.

Every 2 Months
If you have a pressure type oil burner inspect and clean Range Hood Fan: Clean grease filter. This may be done more often than every 2 months depending upon the amount of cooking and or fry foods. If you find that the filter is corroded, you may need to consider replacing it.

Steam Heating System:
Test relief valve and replace if necessary, check pressure and drain expansion tank if necessary. Wall Furnace: Clean grills. Clean or replace filter.

Every 3 Months

Faucets:
Clean aerators-unscrew, disassemble and wash out debris. Fix leaky faucets quickly; a leak wastes up to 20 gallons of water a day and can ruin a faucet set. Consider replacing older faucets with new ones with washer less valve cartridges instead of rubber washers.

Dishwasher:
Professionally have the strainer, spray arm and air gap cleaned.
Pest Control: Consider hiring a pest control service to protect your home and family from insects, vermin and termites damage to your property.

Hot Water Heater:
Do not set any combustibles near water heater. Drain a quart of water from the tank four times a year to keep your water heater in peak condition. If you suspect a leak, you may have rusting through the bottom of the storage tank. Consult a professional.

Floor Drain Strainer:
Clean out debris and scrub strainer.

Tub Drain Assembly:
Clean out debris; inspect rubber seal and replace if necessary.

Join me next month for Part 3 of our series on Preventive Maintenance Tips for your Home. Visit us at www.freminshomeimprovement.com