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HOMECHECK
Reference Center
SEPTEMBER 2008

FLOOD! How to prepare for, respond to, and recover from a Flood.
Experience is sometimes an unforgiving instructor. At HOMECHECK, we learned the devastation caused by flood waters first hand when Cedar Rapids, Iowa was hit by a massive flood this past June (6/13/2008). HOMECHECK is parented by the company enlighten technologies™, which includes many other businesses in our family such as Lawchek®, LawyersListings, and HouseList, to name a few. Our headquarters on First Avenue in downtown Cedar Rapids was inundated with water after the Cedar River crested at 31.1 feet (19.1 feet over flood stage) to overtake 1,300 blocks of the city.* The first floor was completely lost, as was the second floor, when water reached 4 feet on the upper level. Reflecting on this experience and the lessons we have learned, we determined to write an article this month about what to do if a flood hits your home or business. We hope our readers never have to use the practical advice in this article.

UNMARRIED COUPLES - Your Property Rights: Moving in Together or Splitting Up!
Recent nationwide surveys show many couples are deciding to live together before marriage or live together with no intention of marrying at all. For these couples, buying a home is not necessarily more difficult but it does come with additional challenges and items to consider before signing the dotted line. Unmarried couples will find they have the common options of Tenants in Common or Joint Tenancy contracts when they purchase property. In some states one of these options will be considered automatically for them so they should be aware of what type of contract they are signing in advance.

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