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Understanding Homeowners Insurance!
Many of us obtain our homeowners insurance when we purchase our home.  After this initial purchase, we do not give this insurance another thought.  It is not until the roof is damaged during a violent thunderstorm, a major appliance fails and floods our basement, or the neighbor's kid slips and fractures their wrist in our living room that we dust off the policy and ask ourselves, "Am I covered for this?"  Don't wait until damage or an accident happens to discover what your insurance policy covers.  Instead, you should have a good idea of what you are covered for and what is not included.  Every year you should assess if your coverage should increase or if there is any optional coverage you may want to add.  The purpose of this article is to point out some general characteristics of homeowners insurance and help in determining if you have the right coverage.  Obviously this cannot substitute for a consultation with your insurance provider, but it will give you a better idea of what questions to ask.

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Some Myths and Realities about Real Estate Appraisals and Appraisers! 
Discover the truth behind the myth as you gain a better understanding of appraisers and real estate appraisals. 

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