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| HOMECHECK™ REFERENCE CENTER |
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JULY 2009
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BACK TO SCHOOL BASICS: Tips &
Tricks to SAVE!
Planning ahead can help prevent a lot of the headache in back to school
shopping. Many times, the quest for new supplies and clothes can
seem like an endless scavenger hunt that quickly eats through money in
the bank! In this article, we have compiled tips on how to keep the
costs low, as well as things to consider when deciding on which supplies
will best fit your student's needs. We have also taken a
look at a few of the activities you can still be doing the final days of
summer to keep your child's mind sharp and ready to jump into the next
grade. Students on average lose a month of learning during summer
vacation and can lose over two months for harder subjects.*
Luckily, there are ways to battle the summer brain drain while still having fun!
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INSURANCE COVERAGE IN AN
ECONOMIC RECESSION: Limiting Your Risk When Cutting Costs!
Lately, when we turn on the news, we hear
about a troubled economy and an unstable job market. The constant
barrage of bad news has encouraged most of us to cut spending wherever
possible. Perhaps a household will cancel cable TV for a year,
limit their cell phone plans, reduce the number of times they eat out as
a family, or tackle another cost reducing option. As many
different "belt-tightening" measures are taken, everyone should be
careful they don't cut the essential items. One annoying essential
is the cost we pay for insurance - there is no guarantee we will need it
in the near future (in fact, we hope to need it as little as possible),
however, if an accident does happen and we don't have coverage, the
costs could send us into bankruptcy. Understandably, if a
bread-winner of the household loses their job, it is tempting to cut
costs where we cannot see the immediate need. This said, it is far
better to reduce coverage than to go with no coverage at all.
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