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HOMECHECK FEATURE ARTICLE
Volume 5, Article VII - 2009

Back to School Basics: Trips and Tricks to Save $$

     In our area, the made-up snow days at the end of the school year made this past year seem long.  Therefore, it's a bit jarring to be thinking about back to school supplies already. However, planning ahead can help prevent a lot of the headache in back to school shopping.  Many times the quest for new supplies and clothes can seem like an endless scavenger hunt that quickly eats through money in the bank!  Below we have compiled a few tips on how to keep the costs low, as well as things to consider when deciding on which supplies will best fit your student's needs.  We have also taken a look at a few of the activities you can still be doing the final days of summer to keep your child's mind sharp and ready to jump into the next grade.  Students on average lose a month of learning during summer vacation and can lose over two months of learning for harder subjects.*  Luckily, there are ways to battle the summer brain drain while still having fun!

*"Summer Vacation Slide" by Barbara Pytel

Back to School Supplies
Armed with a supply list provided by the school, it is time to begin the scavenger hunt. As you look for supplies for your children, below are a couple items to keep in mind.

  • Waste Not, Want Not Take a look through left over supplies from last school year.  Did older children leave something the younger ones can use?  Where certain supplies never used or still have some life left in them?  Do some supplies just need new batteries, lead, erases or other refills?  Also, check older items that may be spruced up a bit with stickers, photos, etc. - it makes for a fun project for the younger kids and can help get them excited about going back for the next year.

  • School Supply Closet If you don't already have one, set up a supply closet/space where you can keep old and new supplies all year round.  Here you can keep packets of pencils and stacks of paper or notebooks that you know will be used throughout the year.  Buy commonly used items in bulk and you will save in the long run.

  • Collect Year Round Now that you have a School Supply Closet set up in your home, you can more easily take advantage of deals as they arise during the year. With a place to neatly keep school items you will have a better idea of what you need more of as you shop. Although Back to School sales can be good, you may find even greater bargains at the end of the season or during clearance sales.

  • "Ouch! My back!" Backpacks are often overloaded with school supplies and can cause back pain and muscle soreness for students of all ages.  A backpack should only be 10-20% of the student's weight.  If a smaller student is expected to carry a lot, then you may consider getting a rolling backpack.

  • "But everyone else has one..." The plaintive cry of so many children around the country.  But be strong - get only what your child really needs for school. Get supplies that are basic and therefore timeless. Fancy cartoon or pop-icon covered supplies are short lived. If you do get them, only get a few that you are certain your child will use before they become "unfashionable."

  • Quality is still #1 You can shop cheap without going so generic all you get is poor quality.  You don't want to buy supplies that will break, leak, rip, or fall apart before the end of the first week. (I still remember a black glued notebook I had in high school that literally just fell apart at the seems with paper scattered about the floor - not fun!)  Make sure there is some quality in the products you buy.  Keep in mind how roughly binders may be handled, how pens may be shoved at the bottom of a backpack and how that same backpack will be tossed, dropped, kicked, lugged, shoved and zipped/unzipped more times than worth counting.

  • Batteries not Included Avoid gimmicky and flashy supplies that twirl and light up. Teachers find these are very distracting in the classroom.  If you do get a fun item like this, keep it at home where it can make the homework blahs a bit more fun.

  • Accounting 101 As your children get older, include them in the budget planning.  Working together on budgeting for supplies will teach your students how to prepare and why all the flashy supplies may not be worth it.  You will soon find your child will learn to appreciate the cheaper supplies so they may budget for one or two more fancy items.

  • Organization 101 Along the same lines as Accounting 101, sit down with your older children and take the time to recall what worked or didn't work last year for their learning.  Did they find note cards useful and need more this year?  Did color coding subjects help or would an all in one binder be more useful?  Are they still struggling and need to try something new?

  • Munch a Lunch Increasingly, online access allows parents not only to review the menu but to check their child's account and upload more funds when necessary.  Many schools are also adopting healthier menus.  If you don't have a picky eater, this may be the most convenient option.  However, if you do have a picky eater in the house or if your child has any food allergies or dietary restrictions, then packing a lunch is the better way to go.  Buying food and snacks in bulk has decreased the grocery bills of many households.  With a bit of pre-planning, you may actually save money if packing lunches with items you know your children will eat.  For growing teenagers with insatiable appetites, giving them as many snacks as possible can help curb the fast food purchases and the extra expense of impulse hunger-buys.
    Packing Get a good, strong lunch bag.  Brown paper bags don't hold up well and are not environmentally friendly.  A good lunch bag will protect other items from spills and with a small ice pack can keep food at a safe temperature until eaten. Free Tupperware is good (i.e. sandwich meat containers) however they only have so long to live after being tossed around in a lunch bag. Good containers is a worthwhile investment as they will be used 5 days a week to pack a healthy and full meal!
    Munchies Include your children in planning lunches for the week. Do this on a regular basis as they may have been all about bananas the last two weeks but are now sick and want a different fruit or veggie.  Find out if lunches are satisfying - are they still hungry or brining extra home?  If they are brining a lot home, find out if they are preferring a food/snack served in the cafeteria.  If you are trying to save money by buying in bulk, you may be able to buy this favorite to pack in their lunch or find a healthier alternative instead.

  • Free Shipping Shopping for school supplies online is not out of the ordinary anymore.  Many office supply stores and their competitors are allowing parents to shop from the computer.  Compare shipping rates - you might even get free shipping with purchases at a specified total.

Back to School Clothes
Most kids grow out of their clothes and shoes at an amazing rate.  Keep their closets full with basics and not the trendy fashion of the day.  Keep clothes practical and you won't break the bank!

  • Basics, Basics, Basics  Keep the clothes to the basics as much as possible. Going for trends and fads will only hurt the checkbook when your child refuses to wear them again. This doesn't mean you can't get trendy clothes if it fits your budget.  One way to make this easier is to get your child involved in the budget process.  Let them know how much is budgeted for the season and then shop together for some basic items while saving for a few "gotta have" fun items.

  • Playground Attire (At Every Age) Can you run, jump, play and have fun in those clothes?  Make sure your kids try moving around in the clothes they want to buy.  Oddly cut pants are no fun for young kids to play in and skinny jeans will not be as appealing to that middle school student once they try to sit in a chair hour after hour of class.  Make sure your children on aware of the functionality of their clothing choices. Finally, make sure you check out what is allowed at the school.  Funky, trendy, or skimpy may not be practical and they may get your child sent home too!  Take care to read slogans on t-shirts, ambiguous language or even blatant references to questionable or illegal subjects (i.e. drugs/alcohol) may not be allowed as well.

  • Hand-Me-Downs (Even with the Neighbors!) If you have more then one kid, hand-me-downs can be great.  Especially if you stay with the basic and timeless classics, it will be easier for the younger kids to use what their older siblings can no longer wear. With how quickly they grow through clothes, most of the clothes will be in great condition and you can't beat the price!  If you don't have older siblings, consider roving the local garage sales.  Or talk with parents at the school, some parents plan exchange nights where they all bring clothes their kids can no longer wear and exchange with each other - again, you can't beat the price of a good barter in kind!

  • Consignment & Charitable Stores Both consignment and charitable stores can offer a great way to fill your kids closet. Get your children involved.  At the consignment store they can make their "own" money by turning in old clothes for cash or store credit. Going to charitable stores, children can learn early how to stretch their dollar.  Especially when shopping for items they know they will not be using often - so they need a white dress shirt for choir but will only wear it one season - a charitable or consignment store is a great fit.  For the really creative kids, this can be a great way to mix and match and create their own style for cheap.

  • Shop In and Out of Season Without a doubt the department stores and outlet stores will run great deals and back to school sales.  But also keep a look out for seasonal closeouts. Items you may not use this year might be used the next - just be aware you may have to do some good guessing on future sizes! Again, when shopping seasonal or end of the year sales, make certain to go for basic and timeless styles - the trendy may be a good bargain, but may not be worn by a stubborn teen next year.

Back to School Learning
As mentioned in the intro above, research has shown that children lose about a months worth of knowledge over a 3 month summer vacation.  For more difficult subjects this loss may be even more.  There are ways to keep your kids mind sharp and even learn new things over the summer while keeping it fun and relaxed.

  • Homework Hour Okay, I know we just said to keep it fun and relaxed...it still can be with a scheduled time at night for quiet "study" time.  Try to leave an hour open twice a week (or more) for a homework hour where you and your kids play a challenging game, watch a documentary, quietly read, or they can play an educational computer game - there are many online covering everything from dinosaurs to foreign languages.  It will help keep you child's mind sharp and attuned to concentrating on one task like they will have to when real homework starts again in the fall.  Of course this is generally for the older student, younger kids wouldn't need to do a whole hour - something more comparable to what they do in a school activity.  The idea is not to sit them down with a chart to fill in or tables to review.  Instead, get them to apply some of their learned knowledge in an activity.

  • Summer Reading If not done during homework hour, summer reading can be done daily.  Read to the younger kids, read along with the older ones and read quietly next to the tweens and teens.  The idea is to again make the environment conducive to some reading time.  Take a trip to the library once every two weeks to stock up on books.  Perhaps an older kid might be interested in entering one of the many reading contests that happen every summer.  Read the same book as a family and compare opinions.  Read books related to an upcoming summer vacation.  Read books with a movie fast approaching and compare them to each other.  Read non-fiction books as well.  Simply put - read!

  • Inquiring Minds Want to Know Consider making national pastimes a chance to learn - How do fireworks work? What creates a thunderstorm? Why do we celebrate July 4th? Which constellation is that?  How does a camera work - perhaps put it on manual and figure what different apertures and shutter speeds can do. Or turn a family road trip into a chance to learn a bit more - stop at a national park or try a different cuisine from what you get around home. Challenge yourself to look at items we take for granted as possibilities for learning and experimenting.

  • Did we say Experiments? What better time then summer to make a mess in the backyard.  Make a homemade volcano, your own play dough, or put together a model car/airplane/ship/dollhouse. Get your kids involved in projects - perhaps you are doing a home improvement, although you child may be too young to help with the tools, they might be able to help you figure the square footage as you plan your project.  Need help in the garden?  Don't make them the "weed puller" - instead let them help you tend soil, plants, discover bugs, create a sculpture or taste some ripe berries off the vine.

First Day Jitters

  • Younger kids and those changing schools may feel some first day jitters.  In fact, it is not uncommon for even high school aged students to be nervous their first day.

  • Acknowledge their apprehension and talk about being nervous the first day.  Perhaps use a personal story from your childhood or mention that a lot of kids are nervous.  Let them know that it's okay to be a bit nervous but it will still be fun in the end.

  • For younger kids you might want to walk/drive them to the first day of school.  If there is a child of the same age in the neighborhood, you may have them buddy up before school begins so they can comfortably share the adventure when the first day comes.  Also, if your youngster is taking the bus the first day, make certain to accompany them to the bus stop.  Remind them to be mindful of traffic and listen to the bus driver.  The more anxiety the student has about the day, the more likely they may not pay attention to their surroundings.

  • The demands on high school and even many middle school students are ever increasing.  It is easy to forget all the pressures of getting the right classes, preparing for college, adjusting to taking classes with different teachers, keeping good grades and having fun on top of it all!  When they start this new venture, take time to discuss with your teen what changes they may need around the household to get their studies done - will they need more time on the computer, an evening at the library, quiet time before an exam?  The list can go on and on.  But it is important to note that sometimes parents and younger kids may forget that there will be an adjustment in their teen's expected workload.  Although they will have to rise to the challenge on their own, an extra boost set up by a productive environment will work wonders!

Shopping with Coupons

Coupons, discounts and closeouts: Many sites online now offer ways to compare the best deals by product or store. Whether looking for new electronics or ready to head to the grocery store, check out these sites before you buy. Also take time to review the forums with customer input. A bit rough around the edges, the customer reviews on these sites are often short and to the point.

The Bargainist: This site lists both sales and coupons. Easy to use search - just type in the product you are looking for and it will check for any deals currently available.
http://www.bargainist.com/

Cool Savings.com: A membership is required. If you don't mind printing your own coupons, this site is ideal for the busy shopper who knows what they want but does not want to sift through mailers, the newspaper and magazines to find a good deal.
http://www.coolsavings.com/

Coupon Mom: A list of coupons, free offers and much more. A great way to search out grocery coupons. There is a membership but as with similar sites, this is free.
http://www.couponmom.com/

Deal Catcher: Coupons, sales and rebates galore. Review sales by stores as well as by item rather than brand.
http://www.dealcatcher.com/

Fat Wallet: The savings here can be found in the online forums. Savvy consumers share information and special deals. There is also the plethora of coupons and discounts listed by store or category.
http://www.fatwallet.com/

RetailMeNot: A twist to the coupon frenzy, this site offers the coupons for online retailers. Many online retailers or stores with online shopping offer discounts or special deals with certain coupon codes or key words. RetailMeNot searches for these codes for you so you can use them on your next purchase.
http://www.retailmenot.com/

SlickDeals.net: Mostly user driven, this site helps to create a community where bargain hunters can congregate and share what they have found. The latest deals page can be fun to review but you can also search for products by name.
http://slickdeals.net/

Check out other money saving tips in our 'Don't Break the Bank!' article from this past spring.

 

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