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HOMECHECK™
Reference Center
JANUARY 2009
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DON'T BREAK THE BANK: Recession Survival
Tips for the Household Budget!
January is the time of New
Year's resolutions and an artificial restart for many of us. This
is a time taken to reflect on what goals we may want to achieve in the
year ahead. In many cases, financial security will be a primary
objective for individual households as the recession continues through
2009. Many people are cautiously hopeful for a gradual
stabilization and recovery of the economy. However, the recession
may get worse before it gets better. Although the majority of us do not
have direct influence on the big companies and banks, we do control how
we run our individual households. Many of us will be tightening
our spending budgets and looking for ways to keep sane in the days
ahead. In this article, we have provided some online resources for everything
from keeping a balanced budget to finding ways to shop a bit smarter.
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THE
CLEANER HOME: Make Your Home Environmentally Green!
The old days of harsh bleach and chemicals used to clean around the
house are slowly fading out. Along with this trend is a desire of
many consumers to adopt more environmentally friendly products for their
home. This can be anything from the new countertops and floors to
the groceries bought at the local supermarket. In addition to what
you bring in (and take out) of your home, the maintenance of your home
can be a way to become more green. According to the
energysavers.gov website, "Americans spend more than $160 billion a
year to heat, cool, light, and "live" in their homes. Everyone may
not try every option or may find their budget does not allow for all of
the products available. However, a few home improvements and
informed purchases can not only save you money in the long run, but these
changes can also provide a healthier home for your family and the
planet.
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