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Budgeting for the Holidays & Special Events!
Big events and holidays can often mean big spending. A little pre-planning can help to ease and avoid financial pain. In this article you'll find tips for avoiding overspending and sample worksheets that may be used when planning holiday or big event spending. 

HOMEOWNER’S GUIDE
In general, homeowners should budget approximately one percent of their home’s value for maintenance and repairs. If you make a habit of putting aside a small amount of money each month to be earmarked specifically for home maintenance, then it will be less painful when unexpected repairs are needed or when appliances must be replaced.

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